1019 Dearing St, Lake Placid, FL 33852 Property Records

Highlands County property record for 1019 Dearing St, Lake Placid, FL 33852

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,040 sqft · built 2006
Lot Size	0.517 acres (22,500 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jun 2026)
Tax Bill	$2,449 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C-20-36-30-150-0140-0150`

Property Details

APN / Parcel Number

Primary APN	`C-20-36-30-150-0140-0150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	2,040 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	22,500 sqft (0.517 acres)
Lot Dimensions	150 ft deep x 150 ft wide
Driveway	Concrete Driveway
Driveway Area	614 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	222 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1019 DEARING ST
City	LAKE PLACID
State	FL
Zip	33852-7505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HIGHLANDS PARK EST SEC R PB 5-PG 17 LOTS 15 + 16 BLK 14
Legal Range	30E
Legal Township	36S
Legal Section	20
Legal Subdivision	HIGHLANDS PARK EST
Legal Block	14
Legal Lot Number	15,16
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	4
Census Block	4058
Census Tract	961500

Owner

1019 Dearing St is owned and occupied by two individuals who bought it in June 2026.

Source: Highlands County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1019 DEARING ST, LAKE PLACID, FL 33852-7505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS
Jun 1, 2026	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Jul 7, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 16, 2020	Warranty Deed, Transfer · FHA Mortgage RIVER CITY MORTGAGE LLC
Sep 7, 2017	Warranty Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Mar 16, 2020 · Amount on File
Deed Document Number	20262315160
Deed Book / Page	3195 / 1522
Prior Transfer Date	Oct 27, 2005
Prior Transfer Doc	0001355470
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 8, 2026
Property Address	1019 DEARING ST, LAKE PLACID, FL 33852-7505
Document Number	0002329727
Book / Page	3216 / 1152
Instrument Date	Sep 2, 2026
Instrument	20262329727
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 DEARING ST, LAKE PLACID, FL 33852-7505

Mortgage

Document Number	0002329727,
Date	Sep 8, 2026
Book Page	3216/1152
Instrument	20262329727

Lender

Name	CASON HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 1, 2026
Property Address	1019 DEARING ST, LAKE PLACID, FL 33852-7505
Document Number	0002315160
Book / Page	3195 / 1522
Instrument Date	May 28, 2026
Instrument	20262315160
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	HOMELIFE TITLE LLC, HOMELIGHT TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1019 DEARING ST, LAKE PLACID, FL 33852-7505

Mortgage

Document Number	0002315162,
Date	Jun 1, 2026
Instrument	20262315162

Lender

Name	CASON HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1019 DEARING ST, LAKE PLACID, FL 33852-7505
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 DEARING ST, LAKE PLACID, FL 33852-7505

Mortgage

Document Number	0002042758
Date	Jul 7, 2021
Book Page	2835/1230
Instrument	2042758

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 16, 2020
Property Address	1019 DEARING ST, LAKE PLACID, FL 33852-7505
Document Number	0001979491
Book / Page	2744 / 74
Map Reference	MB 5 PG 17
Instrument Date	Mar 6, 2020
Instrument	1979491
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1019 DEARING ST, 1019, LAKE PLACID, FL 33852-7505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1062 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2521

Mortgage

Document Number	0027440076
Date	Mar 16, 2020
Instrument	2744/0076

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 7, 2017
Property Address	1019 DEARING ST, LAKE PLACID, FL 33852-7505
Document Number	0001865325
Book / Page	2598 / 0520
Map Reference	MB5 PG17
Instrument Date	Sep 5, 2017
Instrument	1865325
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15300 S JEFFERSON AVE, 15300, LAKE PLACID, FL 33852-5953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2706 N 99TH ST, OMAHA, NE 68134-5561

Mortgage

Document Number	0001865326
Date	Sep 7, 2017
Instrument	1865326

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Dearing St was $2,449 with exemptions applied, up 3.2% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,449.00 (+3.2%) Homeowner's exemption Widower's exemption	$199,352	$310,094 Land $16,000 Building $294,094
2024	$2,373.00 (+3.13%)
2023	$2,301.00 (-1.12%) Homeowner's exemption Widower's exemption	$188,091 (+3%)	$278,415 (+23.37%) Land $9,000 Building $269,415
2022	$2,327.00 Homeowner's exemption Widower's exemption	$182,613	$225,677 Land $7,000 Building $218,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1019 Dearing St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	8 (1999–2022)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Dearing St is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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