Schenectady County and Schenectady City property record for 1019 Dean St, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,267 sqft · built 1920 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Jan 2024) |
| Tax Bill | $6,280 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.31-2-15 |
| Primary APN | 421500 50.31-2-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,267 sqft Living Area |
| 1st Floor Area | 651 sqft |
| 2nd Floor Area | 616 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 135 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1019 DEAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 STUCCO AND GAR |
| Legal Subdivision | MAP OF LOTS BELONGING TO PETER MEANY |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1019 DEAN ST, SCHENECTADY, NY 12309-5719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 8, 2020 | Quit Claim Deed, Transfer MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC |
| Oct 3, 2019 | Quit Claim Deed, Transfer AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Jan 15, 2019 | Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2024 · Amount on Record |
| Deed Sale | Jan 8, 2024 · Amount on Record |
| Prior Sale | Jan 15, 2019 · Amount on Record |
| Deed Document Number | 20241512 |
| Deed Book / Page | 2122 / 679 |
| Prior Transfer Date | Dec 4, 2020 |
| Prior Transfer Doc | 0000038821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 3, 2026 |
| Property Address | 1019 DEAN ST, SCHENECTADY, NY 12309-5719 |
| Document Number | 0000017307 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202617307 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | PRIORITY 1 ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 1019 DEAN ST, SCHENECTADY, NY 12309-5719 |
| Document Number | 0000017307, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202617307 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 8, 2024 |
| Property Address | 1019 DEAN ST, SCHENECTADY, NY 12309-5719 |
| Document Number | 0000001512 |
| Book / Page | 2122 / 679 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 202401512 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | STEWART TITLE INS CO UPSTATE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1019 DEAN ST, SCHENECTADY, NY 12309-5719 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17 STACEY WAY, TROY, NY 12180-8380 |
| Document Number | 0000001513 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 202401513 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 8, 2020 |
| Property Address | 1019 DEAN ST, SCHENECTADY, NY 12309-5719 |
| Document Number | 0000038821 |
| Book / Page | 002047 / 000478 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 38821 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2020 |
| Title Company | MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1019 DEAN ST SCHENECTADY NY 123095719, SCHENECTADY, NY 12309-5719 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 3, 2019 |
| Property Address | 1019 DEAN ST, SCHENECTADY, NY 12309-5719 |
| Document Number | 0000044641 |
| Book / Page | 002021 / 000245 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 44641 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1019 DEAN ST SCHENECTADY NY 123095719, SCHENECTADY, NY 12309-5719 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 15, 2019 |
| Property Address | 1019 DEAN ST, SCHENECTADY, NY 12309-5719 |
| Document Number | 0000001951 |
| Book / Page | 2003 / 683 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 201901951 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1019 DEAN ST, 1019, SCHENECTADY, NY 12309-5719 |
| Name | Verified Name |
|---|---|
| Address | 5 KNAPP TER, ALBANY, NY 12205-3123 |
| Document Number | 0000001953 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 4889/611 |
| Instrument | 201901953 |
| Name | 1ST PRIORITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,280.00 (+1.96%) | ||
| 2025 | $6,159.00 (+6.65%) | $123,700 (-) Land $18,600 Building $105,100 | $204,835 (+30.82%) Land $30,800 Building $174,035 |
| 2023 | $123,700 (-) Land $18,600 Building $105,100 | $156,582 (+3.8%) Land $23,544 Building $133,038 | |
| 2022 | $123,700 Land $18,600 Building $105,100 | $150,854 Land $22,683 Building $128,171 | |
| 2021 | $5,775.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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