1019 Cummings Ct, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 1019 Cummings Ct, Eau Claire, WI 54701

Property Summary

Property TypeSingle Family Home
Lot Size0.557 acres (24,267 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (May 2017)
Tax Bill$6,375 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jul 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18024-2-270933-320-2006

Property Details

APN / Parcel Number

Primary APN18024-2-270933-320-2006
Alternative APNs
  • 024230708000
  • 024230708

Exterior

Lot Area24,267 sqft (0.557 acres)

Location & Zoning

Street Address1019 CUMMINGS CT
CityEAU CLAIRE
StateWI
Zip54701-7469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionLOT 7 MARKING ADDITION TO THE TOWN OF WASHINGTON
Legal Range09W
Legal Township27N
Legal Section33
Legal SubdivisionMARKING ADDITION
Legal Lot Number7
JurisdictionEAU CLAIRE WI
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1028
Census Tract802

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1019 CUMMINGS CT, EAU CLAIRE, WI 54701-7469
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROYAL CU
Jul 9, 2018Deed of Trust, Mortgage · ARM
PEOPLES BANK
Mar 2, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PEOPLES BK MIDWEST
May 15, 2017Warranty Deed, Transfer · Conventional Mortgage
CHARTER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2017 · Amount on File
Deed SaleMay 15, 2017 · Amount on File
Deed Document Number20171145822
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address1019 CUMMINGS CT, EAU CLAIRE, WI 54701-7469
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001219913
DateSep 17, 2021
Instrument1219913
Lender
NameROYAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2036
Interest
Rate TypeFixed Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address1019 CUMMINGS CT, EAU CLAIRE, WI 54701-7469
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001162802
DateJul 9, 2018
Instrument1162802
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term60 Months
DueJul 25, 2023
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Min Rate At Change5.49%
Max Rate At Change18%
IndexPrime Rate
Margin1

March 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionEAU CLAIRE WI
Recording DateMar 2, 2018
Property Address1019 CUMMINGS CT, EAU CLAIRE, WI 54701-7469
Document Number0001157659
Instrument DateMar 1, 2018
Instrument1157659
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,289.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1019 CUMMINGS CT EAU CLAIRE WI 547017469, EAU CLAIRE, WI 54701-7469

Mortgage

Document Number1157660
DateMar 2, 2018
Instrument1157660
Lender
NamePEOPLES BK MIDWEST
TypeBank
AddressHAYWARD, WI 54843
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2048

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAU CLAIRE WI
Recording DateMay 15, 2017
Property Address1019 CUMMINGS CT, EAU CLAIRE, WI 54701-7469
Document Number0001145822
Instrument DateMay 9, 2017
Instrument1145822
Transaction TypeTransfer
Record UpdatedAug 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address803 FAIRFAX ST ALTOONA WI 547201165, ALTOONA, WI 54720-1165

Mortgage

Document Number1145823
DateMay 15, 2017
Instrument1145823
Lender
NameCHARTER BK
TypeBank
AddressEAU CLAIRE, WI 54701
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
County SubdivisionWashington Town
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,375.00 (+10.29%)$579,600 (-) Land $92,100 Building $487,500$623,400 (+8.59%)
2023$5,780.00 (-2.35%)$579,600 (+38.93%) Land $92,100 Building $487,500$574,100 (+5.09%)
2022$5,919.00 Homeowner's exemption$417,200 Land $63,000 Building $354,200$546,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: TDS Telecom.

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