1019 Crestwood Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 1019 Crestwood Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,163 sqft · built 2019
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$189,317 (Feb 2019)
Tax Bill	$3,089 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T190300176`

Property Details

APN / Parcel Number

Primary APN	`T190300176`
Alternative APN	`2-0042-C700-00-248C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,163 sqft Living Area
Basement Area	1,163 sqft

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	6,447 sqft (0.148 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T190300176
Street Address	1019 CRESTWOOD LN
City	O FALLON
State	MO
Zip	63366-1694
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE CROSSING #2 LOT 248C
Legal Range	03E
Legal Township	47N
Legal Subdivision	COBBLESTONE CROSSING #2
Legal Lot Number	248C
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2016
Census Tract	311801

Owner

1019 Crestwood Ln is owned and occupied by an individual who bought it in February 2019.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1019 CRESTWOOD LN, O FALLON, MO 63366-1694
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2019 · Amount on File
Deed Sale	Feb 20, 2019 · Amount on File
Deed Document Number	0070371509
Deed Book / Page	7037 / 1509
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1019 CRESTWOOD LN, O FALLON, MO 63366-1694
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 CRESTWOOD LN, O FALLON, MO 63366-1694

Mortgage

Document Number	0000000775
Date	Jan 5, 2024
Instrument	2024R-000775

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1019 CRESTWOOD LN, O FALLON, MO 63366-1694
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 CRESTWOOD LN, O FALLON, MO 63366-1694

Mortgage

Document Number	0000089178
Date	Oct 28, 2021
Instrument	2021R-089178

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Crestwood Ln was $3,089.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,089.00	$47,930	$252,261 Land $60,000 Building $192,261
2023		$49,465
2022			$260,343 Land $50,000 Building $210,343

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1019 Crestwood Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Crestwood Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

Nearby Properties on Crestwood Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures