Winnebago County property record for 10189 William Trl, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,320 sqft · built 1981 |
| Lot Size | 0.702 acres (30,576 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,900 (Nov 2017) |
| Tax Bill | $7,836 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Nov 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02-276-018 |
| Primary APN | 08-02-276-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,320 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 1,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Old Style |
| Exterior Material | Concrete |
| Roof Material | Asphalt |
| Lot Area | 30,576 sqft (0.702 acres) |
| Garage Area | 488 sqft |
| Deck Area | 96 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 110A119 |
|---|---|
| Street Address | 10189 WILLIAM TRL |
| City | ROSCOE |
| State | IL |
| Zip | 61073-8507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 9 HINKLES WOODED ACRES BNG SUB OF PT NE 1/4 SEC 2-45-2 LOT 119 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 2 |
| Legal Subdivision | PLAT 9 HINKLES WOODED ACRES |
| Legal Lot Number | 119 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 3806 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10189 WILLIAM TRL, ROSCOE, IL 61073-8507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Nov 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage ALPINE BK&TR |
| Jul 26, 2017 | Deed of Trust, Mortgage · Line of Credit ALPINE BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2017 · Amount on Record |
| Deed Sale | Nov 6, 2017 · Amount on Record |
| Prior Sale | Nov 6, 1991 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10189 WILLIAM TRL, ROSCOE, IL 61073-8507 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000022607 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2222607 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Nov 6, 2017 |
| Property Address | 10189 WILLIAM TRL, ROSCOE, IL 61073-8507 |
| Document Number | 0001035802 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 1035802 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7587 W GARDENIA AVE GLENDALE AZ 853031908, GLENDALE, AZ 85303-1908 |
| Document Number | 1035803 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 1035803 |
| Name | ALPINE BK&TR |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10189 WILLIAM TRL, ROSCOE, IL 61073-8507 |
| Document Number | 0001028054 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10189 WILLIAM TRL ROSCOE IL 610738507, ROSCOE, IL 61073-8507 |
| Document Number | 0001028054 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 1028054 |
| Name | ALPINE BK&TR |
|---|---|
| Type | Bank |
| Address | ROCKFORD, IL 61108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,836.00 | $111,768 (+35.75%) Land $23,545 Building $88,223 | $335,304 (+35.75%) Land $70,635 Building $264,669 |
| 2022 | Homeowner's exemption | $82,333 Land $17,344 Building $64,989 | $246,999 Land $52,032 Building $194,967 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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