10189 Sentinel Loop, Gig Harbor, WA 98332 Property Records

Pierce County property record for 10189 Sentinel Loop, Gig Harbor, WA 98332

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,672 sqft · built 2015
Lot Size	0.112 acres (4,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,669 (Jul 2015)
Tax Bill	$6,431 (2026)
Deeds & Mortgages	May 2021 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400310-0-520`

Property Details

APN / Parcel Number

Primary APN	`400310-0-520`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,672 sqft Living Area
Gross Area	3,252 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,855 sqft (0.112 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	10189 SENTINEL LOOP
City	GIG HARBOR
State	WA
Zip	98332-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 31 TOWNSHIP 22 RANGE 02 QUARTER 42 PLAT HARBOR HILL PH S-9 L 52 EASE OF REC OUT OF 02-22-31-1-009 SEG 2014-0337 DX2/24/14DX
Legal Range	02
Legal Township	22
Legal Section	31
Legal Subdivision	HARBOR HILL PH S-9
Legal Phase	S
Legal Lot Number	52
Jurisdiction	PIERCE WA
Township / Civil Division	GIG HARBOR PENINSULA
Census Block Group	3
Census Block	3040
Census Tract	72509

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10189 SENTINEL LOOP, GIG HARBOR, WA 98332-5102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit OREGON STATE CU
Mar 5, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2015 · Amount on Record
Deed Sale	Jul 22, 2015 · Amount on Record
Prior Sale	Oct 23, 2014 · Amount on Record
Deed Document Number	2015615
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10189 SENTINEL LOOP, GIG HARBOR, WA 98332-5102
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005180198
Date	May 18, 2021
Instrument	202105180198

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10189 SENTINEL LOOP, GIG HARBOR, WA 98332-5102
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008140107
Date	Aug 14, 2023
Instrument	202308140107

Lender

Name	OREGON STATE CU
Type	Credit Union
Address	CORVALLIS, OR 97339

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 14, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10189 SENTINEL LOOP, GIG HARBOR, WA 98332-5102
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003050505
Date	Mar 5, 2018
Instrument	201803050505

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10189 SENTINEL LOOP, GIG HARBOR, WA 98332-5102
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001140476
Date	Jan 14, 2020
Instrument	202001140476

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Gig Harbor City
Unified School District	Peninsula School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,431.00 (+3.61%)	$754,300 (+7.31%) Land $267,300 Building $487,000	$754,300 (+7.31%) Land $267,300 Building $487,000
2025	$6,207.00 (+4.06%)
2024	$5,965.00 (+3.16%)	$702,900 (-2.5%) Land $259,300 Building $443,600	$702,900 (-2.5%) Land $259,300 Building $443,600
2023	$5,782.00	$720,900 Land $259,300 Building $461,600	$720,900 Land $259,300 Building $461,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIG HARBOR WATER DEPT serves 16,510 people · EPA ID WA5327600
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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