10189 I Dr S, Ceresco, MI 49033 Property Records

Calhoun County property record for 10189 I Dr S, Ceresco, MI 49033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,677 sqft · built 1988
Lot Size	18 acres (784,080 sqft)
Owner	Company Name on Record
Last Sale	$162,500 (Nov 1994)
Tax Bill	$5,471 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit May 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-260-019-01`

Property Details

APN / Parcel Number

Primary APN	`17-260-019-01`
Alternative APN	`13-17-260-019-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,677 sqft Living Area
1st Floor Area	1,384 sqft
Basement Area	1,384 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	784,080 sqft (18 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10189 I DR S
City	CERESCO
State	MI
Zip	49033-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Description	NEWTON TWP. SEC.26 T3S R7W E1/2 NW1/4 NW1/4 EXC COM AT SE COR OF NW1/4 NW1/4 N 348.48 FT W 250 FT S 348.48 FT E 250 FT TO POB
Legal Range	7W
Legal Township	3S
Jurisdiction	CALHOUN MI
Township / Civil Division	NEWTON
Census Block Group	4
Census Block	4037
Census Tract	2700

Owner

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	10189 I DR S, CERESCO, MI 49033-9608
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit EATON COMMUNITY BANK
May 16, 2019	Intrafamily Transfer, Transfer
Sep 28, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 7, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 1994 · Amount on Record
Deed Sale	Nov 4, 1994 · Amount on Record
Last Transfer Date	Apr 29, 2019
Transfer Doc	04319/0105
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	10189 I DR S, CERESCO, MI 49033-9608
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004548/27
Date	Jun 14, 2021
Book Page	4548/27

Lender

Name	EATON COMMUNITY BANK
Type	Bank
Address	CHARLOTTE, MI 48813

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	May 16, 2019
Property Address	10189 I DR S, CERESCO, MI 49033-9608
Document Number	04319/0105
Book / Page	4319 / 0105
Instrument Date	Apr 29, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	101189 1 DRIVE SOUTH, CERESCO, MI 49033

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALHOUN MI
Recording Date	Sep 28, 2018
Property Address	10189 I DR S, CERESCO, MI 49033-9608
Document Number	04265/0106
Book / Page	4265 / 0106
Instrument Date	Aug 13, 2018
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10189 I DR S, CERESCO, MI 49033-9608

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	Jun 7, 2021
Property Address	10189 I DR S, CERESCO, MI 49033-9608
Document Number	004545/910
Book / Page	4545 / 910
Instrument Date	Aug 6, 2018
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	101189 DRIVE SOUTH, CERESCO, MI 49033

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
County Subdivision	Newton Township
Unified School District	Harper Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,400 (+0.69%)
2025	$5,471.00 (+2.9%) Homeowner's exemption	$246,700 (+21.47%)	$496,800 (+0.69%)
2024	$5,317.00 (+23.71%)		$493,400 (+21.47%)
2023		$203,100	$406,200
2022	$4,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Xfinity.

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