10189 Creekside Pl, Belvidere, IL 61008 Property Records

Boone County property record for 10189 Creekside Pl, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 6,106 sqft · built 2023
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Sep 2014)
Tax Bill	$23,988 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-08-376-008`

Property Details

APN / Parcel Number

Primary APN	`05-08-376-008`
Alternative APN	`05-05-08-376-008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	6,106 sqft Living Area
Gross Area	7,520 sqft
Basement Area	2,724 sqft
Finished Basement	1,864 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Composition Shingle
Lot Area	60,984 sqft (1.4 acres)
Garage Area	1,224 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-08-376-008
Street Address	10189 CREEKSIDE PL
City	BELVIDERE
State	IL
Zip	61008-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	8-44-3 MALLARD POINTE AT BEAVER CREEK LOT 9 NW 216.72 NE 288.04 SE196.4 8 SW336.96
Legal Subdivision	BEAVER CREEK
Legal Lot Number	9
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2010
Census Tract	10501

Owner

10189 Creekside Pl is owned and occupied by an individual who bought it in September 2014.

Source: Boone County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	10189 CREEKSIDE PL, BELVIDERE, IL 61008-9646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Sep 23, 2022	Warranty Deed, Transfer · Balloon Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2014 · Amount on File
Deed Sale	Sep 30, 2014 · Amount on File
Deed Document Number	20144924
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	10189 CREEKSIDE PL, BELVIDERE, IL 61008-9646
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R02999
Date	Aug 1, 2023
Instrument	2023R02999

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.63%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2020
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.6%
Index	Other
Margin	3
Max Rate	12.6%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Sep 23, 2022
Property Address	10189 CREEKSIDE PL, BELVIDERE, IL 61008-9646
Document Number	2022R05291
Instrument Date	Sep 21, 2022
Instrument	2022R05291
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Amount	Amount on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5757 JACKIES DR, LOVES PARK, IL 61111-3436

Mortgage

Document Number	2022R05292
Date	Sep 23, 2022
Instrument	2022R05292

Lender

Name	BLACKHAWK BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10189 Creekside Pl was $23,988 with a homeowner's exemption.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,988.00 Homeowner's exemption	$327,256 (+4.92%) Land $20,667 Building $306,589	$981,768 (+4.92%) Land $62,001 Building $919,767
2024		$311,904 Land $31,667 Building $280,237	$935,712 Land $95,001 Building $840,711
2022	$14,922.00	$513 Land $513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10189 Creekside Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10189 Creekside Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream.

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