10189 Copper Chase Dr, Granger, IN 46530 Property Records

St. Joseph County property record for 10189 Copper Chase Dr, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,500 sqft · built 1989
Lot Size	0.426 acres (18,557 sqft)
Owner	2 Individual Names on File
Last Sale	$543,178 (Jul 2024)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-05-16-276-003.000-011`

Property Details

APN / Parcel Number

Primary APN	`71-05-16-276-003.000-011`
Alternative APN	`0061016021310`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,500 sqft Living Area
Gross Area	3,448 sqft
1st Floor Area	3,708 sqft
Basement Area	1,208 sqft
Finished Basement	1,144 sqft
Unfinished Basement	64 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Roof Material	Asphalt
Lot Area	18,557 sqft (0.426 acres)
Lot Dimensions	155 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	1,772 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	10189 COPPER CHASE DR
City	GRANGER
State	IN
Zip	46530-8890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 170 TERRI BROOKE ESTATES PHASE 2 SEC 6
Legal Subdivision	TERRI BROOKE ESTATES
Legal Phase	2
Legal Lot Number	170
Jurisdiction	ST JOSEPH IN
Township / Civil Division	HARRIS
Census Block Group	1
Census Block	1001
Census Tract	11405

Owner

10189 Copper Chase Dr is owned and occupied by two individuals who acquired it in April 2025.

Source: St. Joseph County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10189 COPPER CHASE DR, GRANGER, IN 46530-8890
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKE CITY BANK
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC
Aug 5, 2022	Warranty Deed, Transfer
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Jul 2, 2019 · Amount on File
Deed Document Number	202415540
Last Transfer Date	Apr 24, 2025
Transfer Doc	0000009359
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	10189 COPPER CHASE DR, GRANGER, IN 46530-8890
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001827059
Date	Oct 19, 2018
Instrument	1827059

Lender

Name	LAKE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 15, 2043

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	10189 COPPER CHASE DR, GRANGER, IN 46530-8890
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002008668
Date	Apr 8, 2020
Instrument	2008668

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 5, 2022
Property Address	10189 COPPER CHASE DR, GRANGER, IN 46530-8890
Document Number	0002223101
Map Reference	IN 8740083
Instrument Date	Aug 4, 2022
Instrument	2223101
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10189 COPPER CHASE DR, GRANGER, IN 46530-8890

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 2, 2019
Property Address	10189 COPPER CHASE DR, GRANGER, IN 46530-8890
Document Number	0001915528
Map Reference	IN 8740083
Instrument Date	Jun 21, 2019
Instrument	1915528
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10189 COPPER CHASE DR, GRANGER, IN 46530-8890

Mortgage

Document Number	0001915529
Date	Jul 2, 2019
Instrument	1915529

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10189 Copper Chase Dr was $2,924, down 13.4% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Harris Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,924.00 (-13.39%)	$376,000 Land $65,600 Building $310,400	$376,000 Land $65,600 Building $310,400
2024	$3,376.00 (+6.7%)
2023	$3,164.00 (-8.92%)	$364,500 (-) Land $64,100 Building $300,400	$364,500 (-) Land $64,100 Building $300,400
2022	$3,474.00	$364,500 Land $64,100 Building $300,400	$364,500 Land $64,100 Building $300,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10189 Copper Chase Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10189 Copper Chase Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Copper Chase Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures