10186 Susan Ave, Hesperia, CA 92345 Property Records

San Bernardino County property record for 10186 Susan Ave, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,502 sqft · built 2006
Lot Size	0.128 acres (5,566 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Apr 2026)
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Apr 2026 Transfer Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0405-106-07-0000`

Property Details

APN / Parcel Number

Primary APN	`0405-106-07-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,502 sqft Living Area
Gross Area	2,922 sqft
1st Floor Area	1,078 sqft
2nd Floor Area	1,424 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,566 sqft (0.128 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10186 SUSAN AVE
City	HESPERIA
State	CA
Zip	92345-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 17178 LOT 7 BOOK 309 PAGE 74
Legal Subdivision	TRACT NO. 17178
Legal Tract	17178
Legal Block	3
Legal Lot Number	7
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3006
Census Tract	10016

Owner

10186 Susan Ave is owned by an individual who bought it in April 2026.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	3439 RIVIERA DR, SAN DIEGO, CA 92109-6615
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Apr 24, 2026	Grant Deed, Transfer · FHA Mortgage OCMBC INC
Jan 16, 2026	Intrafamily Transfer, Transfer
Jan 16, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 16, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Prior Sale	Sep 21, 2012 · Amount on File
Deed Document Number	2026105339
Prior Transfer Date	Apr 22, 2026
Prior Transfer Doc	0000105338
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 24, 2026
Property Address	10186 SUSAN AVE, HESPERIA, CA 92345-9200
Document Number	0000105338
Instrument Date	Apr 22, 2026
Instrument	2026105338
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3439 RIVIERA DR, SAN DIEGO, CA 92109-6615

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 24, 2026
Property Address	10186 SUSAN AVE, HESPERIA, CA 92345-9200
Document Number	0000105339
Instrument Date	Mar 24, 2026
Instrument	2026105339
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,439.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10186 SUSAN AVE, HESPERIA, CA 92345-9200

Mortgage

Document Number	0000105340,
Date	Apr 24, 2026
Instrument	2026105340

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Mortgage

Document Number	0000105341,
Date	Apr 24, 2026
Instrument	2026105341

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	30 Months
Due	Jun 21, 2056

Interest

Rate	6.11%
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 16, 2026
Property Address	10186 SUSAN AVE, HESPERIA, CA 92345-9200
Document Number	0000011811
Map Reference	MB 309 PG 74-76
Instrument Date	Jan 16, 2026
Instrument	2026-0011811
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	350 PLAIN HILL RD, NORWICH, CT 06360-9401

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 16, 2026
Property Address	10186 SUSAN AVE, HESPERIA, CA 92345-9200
Document Number	0000011809
Map Reference	MB 309 PG 74-76
Instrument Date	Jan 16, 2026
Instrument	2026-0011809
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 BUTTERFIELD, CATHEDRAL CITY, CA 92234-1009

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 16, 2026
Property Address	10186 SUSAN AVE, HESPERIA, CA 92345-9200
Document Number	0000011810
Map Reference	MB 309 PG 74-78
Instrument Date	Jan 16, 2026
Instrument	2026-0011810
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 BUTTERFIELD, CATHEDRAL CITY, CA 92234-1009

Tax Assessment & Valuation

The 2025 property tax bill for 10186 Susan Ave was $2,148.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$182,127 (+2%) Land $36,424 Building $145,703
2025	$2,148.00	$178,556 Land $35,710 Building $142,846
2023	$2,095.00 (-0.76%)	$171,623 Land $34,324 Building $137,299
2022	$2,111.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10186 Susan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10186 Susan Ave is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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