10186 Fairhill Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 10186 Fairhill Dr, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,900 sqft · built 1989
Lot Size0.118 acres (5,141 sqft)
OwnerIndividual Name on File
Tax Bill$4,887 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN580-191-52-00

Property Details

APN / Parcel Number

Primary APN580-191-52-00
Alternative APN
  • 5801905100

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,900 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area5,141 sqft (0.118 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number5801905100
Street Address10186 FAIRHILL DR
CitySPRING VALLEY
StateCA
Zip91977-6532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 91 LOT Y-1 PER DOC88-373415 IN TR 011611
Legal SubdivisionSPRING VALLEY 4074-2
Legal Tract011611
Legal Block1
Legal Lot Number91,Y-
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1003
Census Tract13504

Owner

10186 Fairhill Dr is owned and occupied by an individual who acquired it in August 2020.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10186 FAIRHILL DR, SPRING VALLEY, CA 91977-6532
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Dec 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2020
Deed SaleAug 18, 2020
Prior SaleJun 24, 2015 · Amount on File
Deed Document Number2020463721
Prior Transfer DateJul 21, 2020
Prior Transfer Doc0000463721
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10186 FAIRHILL DR, SPRING VALLEY, CA 91977-6532
Transaction TypeMortgage
Record UpdatedJan 17, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10186 FAIRHILL DR, SPRING VALLEY, CA 91977-6532

Mortgage

Document Number0000699709
DateOct 6, 2021
Instrument2021-0699709
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10186 FAIRHILL DR, SPRING VALLEY, CA 91977-6532
Document Number0000608152
Instrument DateDec 13, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10186 FAIRHILL DR SPRING VALLEY CA 919776532, SPRING VALLEY, CA 91977-6532

Mortgage

Document Number0000608152
DateDec 27, 2017
Instrument608152
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 26, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 10186 Fairhill Dr was $4,887 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$536,532 (+2%) Land $212,037 Building $324,495
2025$4,887.00$526,013 Land $207,880 Building $318,133
2023$4,628.00 (-0.34%)$505,589 Land $199,808 Building $305,781
2022$4,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10186 Fairhill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10186 Fairhill Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

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