10186 Ashford St, Rancho Cucamonga, CA 91730 Property Records

San Bernardino County property record for 10186 Ashford St, Rancho Cucamonga, CA 91730

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,280 sqft · built 1975
Lot Size0.164 acres (7,128 sqft)
OwnerCompany Name on File
Tax Bill$1,816 (2025)
Deeds & MortgagesDec 2021 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1077-381-10-0000

Property Details

APN / Parcel Number

Primary APN1077-381-10-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
Gross Area1,742 sqft
1st Floor Area1,280 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleModern
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area7,128 sqft (0.164 acres)
Lot Dimensions108 ft deep x 66 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area70 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10186 ASHFORD ST
CityRANCHO CUCAMONGA
StateCA
Zip91730-3001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 8892 LOT 38
Legal SubdivisionTRACT NO 8892
Legal Tract8892
Legal Block1
Legal Lot Number38
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1015
Census Tract2028

Owner

10186 Ashford St is owned by a company that acquired it in February 2016 and is owner-occupied.

Source: San Bernardino County records, as of July 14, 2026

Owner of RecordCompany Name on File
Mailing Address10186 ASHFORD ST, RANCHO CUCAMONGA, CA 91730-3001
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 8, 2016
Transfer Doc0000060603
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10186 ASHFORD ST, RANCHO CUCAMONGA, CA 91730-3001
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10186 ASHFORD ST, RANCHO CUCAMONGA, CA 91730-3001

Mortgage

Document Number0000539551
DateDec 1, 2021
Instrument2021-0539551
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 1, 2036

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10186 ASHFORD ST, RANCHO CUCAMONGA, CA 91730-3001
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address10186 ASHFORD ST, RANCHO CUCAMONGA, CA 91730-3001

Mortgage

Document Number0000367503
DateSep 29, 2020
Instrument2020-0367503
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 10186 Ashford St was $1,816 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityRancho Cucamonga City
Elementary School DistrictCentral Elementary School District (KG - 08)
Secondary School DistrictChaffey Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$169,879 (+2%) Land $22,647 Building $147,232
2025$1,816.00 Homeowner's exemption$166,548 Land $22,203 Building $144,345
2023$1,728.00 (+1.71%) Homeowner's exemption$160,081 Land $21,341 Building $138,740
2022$1,699.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10186 Ashford St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10186 Ashford St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUCAMONGA VALLEY WATER DISTRICT
serves 213,375 people · EPA ID CA3610018
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Ashford St

Nearby Streets

Search Property Records by Address or Parcel Number