10185 Willows Bend Ct, Freeland, MI 48623 Property Records

Saginaw County property record for 10185 Willows Bend Ct, Freeland, MI 48623 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,624 sqft · built 2010
Lot Size1.07 acres (46,609 sqft)
Owner2 Individual Names on File
Last Sale$248,600 (Oct 2010)
Tax Bill$1,786 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-3-16-1503-000

Property Details

APN / Parcel Number

Primary APN29-13-3-16-1503-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,624 sqft Living Area
1st Floor Area1,624 sqft
Basement Area1,624 sqft
Finished Basement1,624 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area46,609 sqft (1.07 acres)
Garage Area944 sqft
Parking Spaces4 Parking Spaces
PorchCovered Porch
Porch Area320 sqft
Patio Area3,200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10185 WILLOWS BEND CT
CityFREELAND
StateMI
Zip48623-9136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 SPRINGWOOD EAST SUBDIVISION PART OF NE 1/4 SEC 16 T13N R3E ***NEW # SPLIT FROM PARENTS 1005-000 & 1006-001 9/10/08
Legal Range03E
Legal Township13N
Legal Section16
Legal SubdivisionEAST SUBDIVISION
Legal Lot Number3
Legal Unit3
JurisdictionSAGINAW MI
Township / Civil DivisionTITTABAWASSEE
Census Block Group1
Census Block1036
Census Tract10101

Owner

Source: Saginaw County records · APN 29-13-3-16-1503-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10185 WILLOWS BEND CT, FREELAND, MI 48623-9136
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 19, 2010 · Amount on Record
Deed SaleOct 19, 2010 · Amount on Record
Deed Document Number201028904
Deed Book / Page2596 / 2123
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address10185 WILLOWS BEND CT, FREELAND, MI 48623-9136
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020457
DateAug 19, 2020
Instrument2020020457
Lender
NameISABELLA BANK
TypeBank
AddressMOUNT PLEASANT, MI 48858
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionTittabawassee Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$219,800 (+23.62%)$439,600 (+23.62%)
2025$1,786.00 (-63.44%) Homeowner's exemption
2023$177,800$355,600
2022$4,885.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450101011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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