10185 W Main Rd, Ripley, NY 14775 Property Records

Chautauqua County and Ripley Town property record for 10185 W Main Rd, Ripley, NY 14775

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,472 sqft · built 1910
Lot Size0.205 acres (8,940 sqft)
Owner2 Individual Names on File
Tax Bill$3,050 (2026)
Deeds & MortgagesSep 2022 Refinance
APN066200 240.15-2-2

Property Details

APN / Parcel Number

Primary APN066200 240.15-2-2
Alternative APNs
  • 62002400150002002000
  • 62210

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,472 sqft Living Area
1st Floor Area832 sqft
2nd Floor Area640 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1950
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,940 sqft (0.205 acres)
Lot Dimensions149 ft deep x 60 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area268 sqft
Shed1 Shed
Canopy24 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number62210
Street Address10185 W MAIN RD
CityRIPLEY
StateNY
Zip14775-9541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionOLD APN: 066200 6-1-8.2
Legal Block2
Legal Lot Number2.000
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionRIPLEY
Census Block Group2
Census Block2042
Census Tract36600

Owner

10185 W Main Rd is owned and occupied by two individuals who acquired it in December 2014.

Source: Chautauqua County and Ripley Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address10185 W MAIN RD, RIPLEY, NY 14775-9541
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 22, 2014
Transfer Doc0000002014/000000705
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address10185 W MAIN RD, RIPLEY, NY 14775-9541
Transaction TypeMortgage
Record UpdatedOct 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2022004131
DateSep 22, 2022
InstrumentMT2022004131
Lender
NameNORTH EAST WELCH FCU
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueOct 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 10185 W Main Rd was $3,050 with exemptions applied, up 1.3% from the year before.

Source: Chautauqua County and Ripley Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionRipley Town
Unified School DistrictRipley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,050.00 (+1.33%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$3,010.00$94,000 Land $5,900 Building $88,100$102,200 Land $6,415 Building $95,785
2023$94,000 (+77.36%) Land $5,900 Building $88,100$94,000 (+61.4%) Land $5,900 Building $88,100
2022Homeowner's exemption Senior Citizen's exemption Veteran's exemption$53,000 Land $5,900 Building $47,100$58,242 Land $6,484 Building $51,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10185 W Main Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10185 W Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber.

Nearby Properties on W Main Rd

Nearby Streets

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