10185 State Rte 249, Bryan, OH 43506 Property Records

Defiance County property record for 10185 State Rte 249, Bryan, OH 43506

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,386 sqft · built 1979
Lot Size	1.6 acres (69,740 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2026)
Tax Bill	$3,296 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D240016A03700`

Property Details

APN / Parcel Number

Primary APN	`D240016A03700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,386 sqft Living Area
Gross Area	6,098 sqft
1st Floor Area	2,386 sqft
Basement Area	1,790 sqft
Unfinished Basement	1,790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Brick
Lot Area	69,740 sqft (1.6 acres)
Garage Type	Attached - Unfinished
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Patio Area	456 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	10185 STATE ROUTE 249
City	BRYAN
State	OH
Zip	43506-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARMER CENTER SEC 15 LOT 10 & 11 PT
Legal Subdivision	FARMER CENTER
Legal Lot Number	10,11
Jurisdiction	DEFIANCE OH
Township / Civil Division	FARMER
Census Block Group	3
Census Block	3040
Census Tract	958200

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10185 STATE ROUTE 249, BRYAN, OH 43506-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage OHIO HOUSING FINANCE AGENCY
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Jun 18, 2018	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Feb 14, 2003
Deed Document Number	20262170
Deed Book / Page	482 / 602
Prior Transfer Date	Mar 9, 2012
Prior Transfer Doc	359/2466
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	Jul 24, 2026
Property Address	10185 STATE ROUTE 249, BRYAN, OH 43506-9608
Document Number	0000002796
Book / Page	483 / 961
Instrument Date	Jun 11, 2026
Instrument	20262796
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10185 STATE ROUTE 249, BRYAN, OH 43506-9608

Mortgage

Document Number	0000002796,
Date	Jul 24, 2026
Book Page	483/961
Instrument	20262796

Lender

Name	OHIO HOUSING FINANCE AGENCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jun 15, 2026
Property Address	10185 STATE ROUTE 249, BRYAN, OH 43506-9608
Document Number	0000002170
Book / Page	482 / 602
Instrument Date	May 27, 2026
Instrument	20262170
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10185 STATE ROUTE 249, BRYAN, OH 43506-9608

Mortgage

Document Number	0000002171,
Date	Jun 15, 2026
Instrument	20262171

Lender

Name	BAILEY & WOOD FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000002172,
Date	Jun 15, 2026
Book Page	482/621
Instrument	20262172

Lender

Name	OHIO HOUSING FINANCE AGENCY

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	10185 STATE ROUTE 249, BRYAN, OH 43506-9608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	429/1863
Date	Jul 14, 2020
Book Page	429/1863
Instrument	202000003061

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	10185 STATE ROUTE 249, BRYAN, OH 43506-9608
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	412/2617
Date	Jun 18, 2018
Book Page	412/2617
Instrument	201800002610

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 24, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Farmer Township
Unified School District	Central Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,296.00	$90,390 (-) Land $6,120 Building $84,270
2024	$3,296.00 (+12.3%)	$90,390 (-) Land $6,120 Building $84,270	$258,270 (+0.01%) Land $17,490 Building $240,780
2023	$2,935.00 (+30.79%)	$90,390 (+44.86%) Land $6,120 Building $84,270	$258,256 (+44.84%) Land $17,485 Building $240,771
2022	$2,244.00	$62,400 Land $5,640 Building $56,760
2020			$178,300 Land $16,120 Building $162,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sherwood Mutual Fiber	1,000 / 500
MetaLINK Technologies Fixed Wireless	200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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