Douglas County property record for 10185 Silver Maple Cir, Highlands Ranch, CO 80129
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,321 sqft · built 1995 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Mar 2025) |
| Tax Bill | $5,463 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2229-17-1-20-003 |
| Primary APN | 2229-17-1-20-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,321 sqft Living Area |
| Gross Area | 3,655 sqft |
| Basement Area | 1,230 sqft |
| Finished Basement | 896 sqft |
| Unfinished Basement | 334 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 697 sqft |
| Porch | Porch |
| Porch Area | 537 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0371903 |
|---|---|
| Street Address | 10185 SILVER MAPLE CIR |
| City | HIGHLANDS RANCH |
| State | CO |
| Zip | 80129-5424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDU |
| Legal Description | LOT 65 HIGHLANDS RANCH #110-E .150 AM/L |
| Legal Range | 68W |
| Legal Township | 06S |
| Legal Section | 17 |
| Legal Quarter | NE |
| Legal Subdivision | HIGHLANDS RANCH |
| Legal Block | 20 |
| Legal Lot Number | 65 |
| Jurisdiction | DOUGLAS CO |
| Township / Civil Division | SEDALIA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 14124 |
Source: Douglas County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10185 SILVER MAPLE CIR, HIGHLANDS RANCH, CO 80129-5424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage HSBC BANK USA |
| Sep 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Aug 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EARNEST HOME LLC |
| Mar 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITYWIDE HMS LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2025 · Amount on Record |
| Deed Sale | Mar 25, 2025 · Amount on Record |
| Prior Sale | Sep 13, 2021 · Amount on Record |
| Deed Document Number | 202512276 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Recording Date | Mar 25, 2025 |
| Property Address | 10185 SILVER MAPLE CIR, HIGHLANDS RANCH, CO 80129-5424 |
| Document Number | 0000012276 |
| Instrument Date | Mar 21, 2025 |
| Instrument | 2025012276 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10185 SILVER MAPLE CIR, HIGHLANDS RANCH, CO 80129-5424 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10185 SILVER MAPLE CIR, HIGHLANDS RANCH, CO 80129-5424 |
| Document Number | 0000012277 |
|---|---|
| Date | Mar 25, 2025 |
| Instrument | 2025012277 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.48% |
| Max Rate At Change | 8.48% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Recording Date | Sep 13, 2021 |
| Property Address | 10185 SILVER MAPLE CIR, HIGHLANDS RANCH, CO 80129-5424 |
| Document Number | 0000105217 |
| Instrument Date | Aug 1, 2021 |
| Instrument | 2021105217 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10185 SILVER MAPLE CIR, HIGHLANDS RANCH, CO 80129-5424 |
| Document Number | 0000105218 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021105218 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Property Address | 10185 SILVER MAPLE CIR, HIGHLANDS RANCH, CO 80129-5424 |
| Document Number | 0000062990 |
| Instrument Date | Aug 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10185 SILVER MAPLE CIR HIGHLANDS RANCH CO 801295424, HIGHLANDS RANCH, CO 80129-5424 |
| Document Number | 0000062990 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 62990 |
| Name | EARNEST HOME LLC |
|---|---|
| Address | 1455 MARKET ST # 18TH, SAN FRANCISCO, CA 94103-1331 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 17, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS CO |
| Recording Date | Mar 8, 2017 |
| Property Address | 10185 SILVER MAPLE CIR, HIGHLANDS RANCH, CO 80129-5424 |
| Document Number | 0000016145 |
| Instrument Date | Mar 7, 2017 |
| Instrument | 16145 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2017 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10185 SILVER MAPLE CIR HIGHLANDS RANCH CO 801295424, HIGHLANDS RANCH, CO 80129-5424 |
| Document Number | 16146 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 16146 |
| Name | CITYWIDE HMS LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | SANDY, UT 84070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2047 |
Source: Douglas County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Douglas County |
| Unified School District | Douglas County School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,800 (-) Land $11,020 Building $45,780 | $835,286 (-) Land $162,072 Building $673,214 | |
| 2025 | $5,463.00 (+8.59%) | $56,800 (-0.46%) Land $11,020 Building $45,780 | $835,286 (-1.93%) Land $162,072 Building $673,214 |
| 2024 | $5,031.00 (+0.18%) | ||
| 2023 | $5,022.00 | $57,060 Land $11,820 Building $45,240 | $851,735 Land $176,484 Building $675,251 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLANDS RANCH WSD serves 103,444 people · EPA ID CO0118015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BAM Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Aerux Broadband, Kellin Communications, T-Mobile, Verizon, Xtream Internet.
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