10183 220th Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 10183 220th Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,078 sqft
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,194 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`09 008 017 500`

Property Details

APN / Parcel Number

Primary APN	`09 008 017 500`

Interior

Full Baths	2 Baths
Building Area	2,078 sqft Living Area
1st Floor Area	2,078 sqft
Basement Area	2,078 sqft
Unfinished Basement	2,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Modular
Lot Area	3,484,800 sqft (80 acres)
Garage Area	2,480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10183 220TH AVE
City	BIG RAPIDS
State	MI
Zip	49307-9088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 08 T14N R10W E 1/2 SE 1/4 SPLIT/COMBINED ON 08/17/2015 FROM 09 008 017 000; 09 008 013 000
Legal Range	10W
Legal Township	14N
Legal Section	08
Jurisdiction	MECOSTA MI
Township / Civil Division	MECOSTA
Census Block Group	3
Census Block	3023
Census Tract	960702

Owner

10183 220th Ave is owned and occupied by two individuals.

Source: Mecosta County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10183 220TH AVE, BIG RAPIDS, MI 49307-9088
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage TCF NATIONAL BANK
May 11, 2018	Deed of Trust, Mortgage · Construction Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	10183 220TH AVE, BIG RAPIDS, MI 49307-9088
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	NOT AVAILABLE, LAKELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	910/620
Date	Mar 30, 2021
Book Page	910/620
Instrument	202100002750

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	10183 220TH AVE, BIG RAPIDS, MI 49307-9088
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAKELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	887/0167
Date	May 11, 2018
Book Page	887/0167
Instrument	201800003919

Lender

Name	CHEMICAL BANK
Type	Bank
Address	BIG RAPIDS, MI 49307

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.99%
Index	1-Year LIBOR
Max Rate	8.99%

Tax Assessment & Valuation

The 2025 property tax bill for 10183 220th Ave was $5,194 with a homeowner's exemption.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Mecosta Township
Unified School District	Morley Stanwood Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,600	$703,200
2025	$5,194.00
2023		$274,500	$549,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10183 220th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10183 220th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 220th Ave

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