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10181 Oak Crest Rd, Orlando, FL 32829 Property Records

Orange County property record for 10181 Oak Crest Rd, Orlando, FL 32829

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,988 sqft · built 2004
Lot Size0.143 acres (6,234 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Dec 2021)
Tax Bill$5,764 (2025)
Deeds & MortgagesDec 2021 Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-23-31-2013-01-640

Property Details

APN / Parcel Number

Primary APN18-23-31-2013-01-640
Alternative APNs
  • 312318201301640
  • 634375
  • 640694
  • 645494

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,988 sqft Living Area
Gross Area2,518 sqft
1st Floor Area1,988 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,234 sqft (0.143 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area130 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10181 OAK CREST RD
CityORLANDO
StateFL
Zip32829-8251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionTIVOLI WOODS VILLAGE B 51/74 LOT 164
Legal Range31E
Legal Township23S
Legal Section18
Legal SubdivisionTIVOLI WOODS VILLAGE B
Legal Tract2013
Legal Block1
Legal Lot Number164
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group3
Census Block3003
Census Tract16710

Owner

10181 Oak Crest Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address10181 OAK CREST RD, ORLANDO, FL 32829-8251
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 25, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 11, 2018Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2021 · Amount on File
Deed SaleDec 27, 2021 · Amount on File
Prior SaleJan 11, 2018 · Amount on File
Deed Document Number2021784281
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10181 OAK CREST RD, ORLANDO, FL 32829-8251
Transaction TypeMortgage
Record UpdatedJan 12, 2022
Title CompanyHOMELAND TITLE SOURCE LLC, HOMELAND TITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7664 DUNEIDEN LN, MANASSAS, VA 20109-6489

Mortgage

Document Number0000784282
DateDec 27, 2021
Instrument20210784282
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateJan 1, 2029
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change7.37%
IndexLIBOR
Max Rate7.37%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10181 OAK CREST RD, ORLANDO, FL 32829-8251
Transaction TypeMortgage
Record UpdatedJun 15, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10181 OAK CREST RD, ORLANDO, FL 32829-8251

Mortgage

Document Number20210314196
DateMay 25, 2021
Instrument20210314196
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term320 Months
DueJan 1, 2048

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 11, 2018
Property Address10181 OAK CREST RD, ORLANDO, FL 32829-8251
Document Number0000024708
Map ReferenceMB 51 PG 74-83
Instrument DateDec 28, 2017
Instrument20180024708
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15831 TURKEY ISLAND CIR, 15831, WINTER GARDEN, FL 34787-9481

Transferred To (Grantee/Buyer)

NameVerified Name
Address10181 OAK CREST RD, ORLANDO, FL 32829-8251

Mortgage

Document Number0000024709
DateJan 11, 2018
Instrument20180024709
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10181 Oak Crest Rd was $5,764, up 3.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOrlando City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$355,593 (+2.7%)$400,270 (-1.27%) Land $85,000 Building $315,270
2025$5,764.00 (+3.86%) Homeowner's exemption$346,244$405,430 Land $85,000 Building $320,430
2024$5,550.00 (+4.82%)
2023$5,295.00 (+3.02%) Homeowner's exemption$326,685 (+3%)$372,355 (+17.4%) Land $90,000 Building $282,355
2022$5,140.00 Homeowner's exemption$317,170 Land $80,000 Building $237,170$317,170 Land $80,000 Building $237,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10181 Oak Crest Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10181 Oak Crest Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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