10181 Mitchells Mill Rd, Chardon, OH 44024 Property Records

Geauga County property record for 10181 Mitchells Mill Rd, Chardon, OH 44024 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,838 sqft · built 1957
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$248,500 (Jul 2020)
Tax Bill	$4,745 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-031200`

Property Details

APN / Parcel Number

Primary APN	`06-031200`
Alternative APN	`004540-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
1st Floor Area	1,838 sqft
Basement Area	1,838 sqft
Unfinished Basement	1,838 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	88 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004540-9
Street Address	10181 MITCHELLS MILL RD
City	CHARDON
State	OH
Zip	44024-8611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 SEC 3 TR 4
Legal Subdivision	CHARDON SEC #3 TR #4
Legal Tract	4
Legal Lot Number	4
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	2
Census Block	2013
Census Tract	312202

Owner

Source: Geauga County records · APN 06-031200

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10181 MITCHELLS MILL RD, CHARDON, OH 44024-8611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Aug 21, 2015 · Amount on Record
Deed Document Number	2020966797
Deed Book / Page	2098 / 824
Prior Transfer Date	Dec 12, 2013
Prior Transfer Doc	0019633306
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10181 MITCHELLS MILL RD, CHARDON, OH 44024-8611
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10181 MITCHELLS MILL RD, CHARDON, OH 44024-8611

Mortgage

Document Number	0022092925
Date	Oct 15, 2025
Book Page	2209/2925
Instrument	202501039753

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 04, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Jul 20, 2020
Property Address	10181 MITCHELLS MILL RD, CHARDON, OH 44024-8611
Document Number	0020980824
Book / Page	2098 / 824
Instrument Date	Jul 15, 2020
Instrument	202000966797
Transaction Type	Transfer
Record Updated	Apr 05, 2022
Title Company	ENTERPRISE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10181 MITCHELLS MILL RD, CHARDON, OH 44024-8611

Mortgage

Document Number	202000966798
Date	Jul 20, 2020
Instrument	202000966798

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Geauga County records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Chardon Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,745.00 (-0.52%)	$98,980 (-) Land $18,480 Building $80,500
2024	$4,770.00 (+7.24%) Homeowner's exemption	$98,980 (-) Land $18,480 Building $80,500
2023	$4,448.00 (+4.1%) Homeowner's exemption	$98,980 (+24.74%) Land $18,480 Building $80,500	$282,800 (+24.75%) Land $52,800 Building $230,000
2022		$79,350 Land $15,510 Building $63,840
2021	$4,273.00
2020			$226,700 Land $44,300 Building $182,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Geauga County (39055C), updated June 16, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390553122022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1996, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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