Kenton County property record for 10181 Limerick Cir, Covington, KY 41015 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · built 2016 |
| Owner | 2 Individual Names on File |
| Last Sale | $285,745 (May 2016) |
| Tax Bill | $4,147 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-03-163.00 |
| Primary APN | 072-00-03-163.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 10181 LIMERICK CIR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHFORD VILLAGE SEC 11 LOT 163 |
| Legal Subdivision | ASHFORD VILLAGE |
| Legal Phase | 11 |
| Legal Lot Number | 163 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 65800 |
Source: Kenton County records · APN 072-00-03-163.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10181 LIMERICK CIR, COVINGTON, KY 41015-2470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Apr 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI POLARIS HM FNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2016 · Amount on Record |
| Deed Sale | May 11, 2016 · Amount on Record |
| Prior Sale | Jan 08, 2016 · Amount on Record |
| Deed Document Number | 0000037521 |
| Deed Book / Page | 3752 / 1 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10181 LIMERICK CIR, COVINGTON, KY 41015-2470 |
| Document Number | 0000000185 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10181 LIMERICK CIR COVINGTON KY 410152470, COVINGTON, KY 41015-2470 |
| Document Number | 0000000185 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 000M63/000864 |
| Instrument | 185 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 10181 LIMERICK CIR, COVINGTON, KY 41015-2470 |
| Document Number | 0000000060 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10181 LIMERICK CIR COVINGTON KY 410152470, COVINGTON, KY 41015-2470 |
| Document Number | 0000000060 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 000M36/000750 |
| Instrument | 60 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,147.00 (+1.39%) | $356,600 (+10.03%) Land $45,000 Building $311,600 | $356,600 (+10.03%) Land $45,000 Building $311,600 |
| 2023 | $4,090.00 | $324,100 Land $40,000 Building $284,100 | $324,100 Land $40,000 Building $284,100 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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