10181 High Rdg Rd, Laurel, MD 20723 Property Records

Howard County property record for 10181 High Rdg Rd, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1963
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (May 2026)
Tax Bill	$5,440 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-392512`

Property Details

APN / Parcel Number

Primary APN	`06-392512`
Alternative APNs	`6392512` `392512`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	936 sqft Total Area
Basement Area	588 sqft
Finished Basement	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	330 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	392512
Street Address	10181 HIGH RIDGE RD
City	LAUREL
State	MD
Zip	20723-1783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 7 BL 6 10181 HIGH RIDGE RD BOND HIGH RIDGE
Legal Subdivision	BOND HIGH RIDGE
Legal Block	6
Legal Lot Number	7
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1011
Census Tract	606906

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10181 HIGH RIDGE RD, LAUREL, MD 20723-1783
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Mar 4, 2002 · Amount on Record
Deed Book / Page	23246 / 498
Transfer Doc	0060270564
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	May 21, 2026
Property Address	10181 HIGH RIDGE RD, LAUREL, MD 20723-1783
Document Number	2324000498
Book / Page	23246 / 498
Instrument Date	May 7, 2026
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	CON TITLE, ICON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10181 HIGH RIDGE RD, LAUREL, MD 20723-1783

Mortgage

Document Number	2324000505,
Date	May 21, 2026
Book Page	23246/505

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,440.00 (+10.86%)	$342,167 (+11.71%)	$413,900 (+35.13%) Land $261,200 Building $152,700
2025	$4,907.00 (+1.83%)	$306,300 (+4.12%) Land $166,200 Building $140,100	$306,300 (-) Land $166,200 Building $140,100
2024	$4,819.00 (+48.55%)
2023		$294,167	$306,300 Land $166,200 Building $140,100
2022	$3,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20