10181 Falling Leaf Dr NW, Concord, NC 28027 Property Records

Cabarrus County property record for 10181 Falling Leaf Dr NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,405 sqft · built 2010
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Jan 2022)
Tax Bill	$3,688 (2023)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02001J0362.000000`

Property Details

APN / Parcel Number

Primary APN	`02001J0362.000000`
Alternative APNs	`4670 95 2604` `152392` `82491`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,405 sqft Living Area
Gross Area	3,060 sqft
1st Floor Area	965 sqft
Upper Floors Area	1,440 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	145 ft deep x 61 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	731 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	115 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	152392
Street Address	10181 FALLING LEAF DR NW
City	CONCORD
State	NC
Zip	28027-8103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LT 362 WINDING WALK
Legal Subdivision	WINDING WALK
Legal Lot Number	362
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	3
Census Block	3018
Census Tract	41307

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10181 FALLING LEAF DR NW, CONCORD, NC 28027-8103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Warranty Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK
May 30, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
May 30, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Aug 19, 2011 · Amount on Record
Deed Book / Page	15769 / 105
Prior Transfer Date	Oct 10, 2011
Prior Transfer Doc	0009726284
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 5, 2022
Property Address	10181 FALLING LEAF DR NW, CONCORD, NC 28027-8103
Document Number	0015769105
Book / Page	15769 / 105
Map Reference	MB 50 PG 55
Instrument Date	Jan 5, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10181 FALLING LEAF DR NW, CONCORD, NC 28027-8103

Mortgage

Document Number	0015769107
Date	Jan 5, 2022
Instrument	15769/107

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	10181 FALLING LEAF DR NW, CONCORD, NC 28027-8103
Document Number	12569155
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10181 FALLING LEAF DR NW CONCORD NC 280278103, CONCORD, NC 28027-8103

Mortgage

Document Number	12569155
Date	Jul 6, 2017
Book Page	012569/000155
Instrument	17148

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10181 FALLING LEAF DR NW, CONCORD, NC 28027-8103
Document Number	1254429
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10181 FALLING LEAF DR NW CONCORD NC 280278103, CONCORD, NC 28027-8103

Mortgage

Document Number	1254429
Date	Jun 20, 2017
Book Page	012544/000029
Instrument	15589

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,820 (+53.76%) Land $110,000 Building $354,820
2024			$464,820 (+53.76%) Land $110,000 Building $354,820
2023	$3,688.00	$302,310 Land $76,000 Building $226,310	$302,310 Land $76,000 Building $226,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Windstream.

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