10180 128th Ter, Largo, FL 33773 Property Records

Pinellas County property record for 10180 128th Ter, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,150 sqft · built 1973
Lot Size	0.146 acres (6,368 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jun 2015)
Tax Bill	$1,554 (2025)
Deeds & Mortgages	Aug 2018 Loan Modification Aug 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-749-9848-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-9848-5`
Alternative APNs	`10-30-15-35066-003-0280` `301510350660030280` `153010350660030280` `R113438`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	1,406 sqft
1st Floor Area	1,150 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,368 sqft (0.146 acres)
Lot Dimensions	101 ft deep x 54 ft wide

Exterior Amenities

Porch	Patio
Porch Area	256 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R113438
Street Address	10180 128TH TER
City	LARGO
State	FL
Zip	33773-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALGREEN MANOR-UNIT 2 BLK C, LOT 28
Legal Range	15E
Legal Township	30S
Legal Section	10
Legal Subdivision	HALGREEN MANOR-UNIT 2
Legal Tract	35066
Legal Block	C
Legal Lot Number	28
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1000
Census Tract	25311

Owner

10180 128th Ter is owned and occupied by an individual who bought it in June 2015.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	10180 128TH TER, LARGO, FL 33773-1005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2018	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Aug 31, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2015 · Amount on File
Deed Sale	Jun 17, 2015 · Amount on File
Prior Sale	Jan 30, 2015 · Amount on File
Deed Document Number	2015171193
Deed Book / Page	18818 / 1804
Prior Transfer Date	Dec 9, 2005
Prior Transfer Doc	0148080502
Record Updated	Oct 29, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	10180 128TH TER, LARGO, FL 33773-1005
Document Number	0202911274
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10180 128TH TER LARGO FL 337731005, LARGO, FL 33773-1005

Mortgage

Document Number	0202911274
Date	Oct 9, 2018
Book Page	020291/001274
Instrument	324135

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2048

Interest

Rate	4.75%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10180 128TH TER, LARGO, FL 33773-1005
Document Number	0202911288
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10180 128TH TER LARGO FL 337731005, LARGO, FL 33773-1005

Mortgage

Document Number	0202911288
Date	Oct 9, 2018
Book Page	020291/001288
Instrument	324138

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10180 128th Ter was $1,554 with a homeowner's exemption, up 6.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,554.00 (+6.73%) Homeowner's exemption	$124,053	$233,774 Land $100,510 Building $133,264
2024	$1,456.00 (+2.82%)
2023	$1,416.00 (+4.19%) Homeowner's exemption	$117,046 (+3%)	$226,354 (+12.85%) Land $117,938 Building $108,416
2022	$1,359.00 Homeowner's exemption	$113,637	$200,581 Land $113,269 Building $87,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10180 128th Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10180 128th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier.

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