1018 Woods Way, O Fallon, IL 62269 Property Records

St. Clair County property record for 1018 Woods Way, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,662 sqft · built 1985
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jun 2021)
Tax Bill	$6,073 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2019 Mortgage + 1 more
APN	`04-32-0-207-003`

Property Details

APN / Parcel Number

Primary APN	`04-32-0-207-003`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,662 sqft Living Area
Upper Floors Area	16 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	16,553 sqft (0.38 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1018 WOODS WAY
City	O FALLON
State	IL
Zip	62269-2852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER CREEK ESTATES LOT/SEC-6 DOC A02705643
Legal Subdivision	TIMBER CREEK
Legal Block	207
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	504352

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1018 WOODS WAY, O FALLON, IL 62269-2852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Aug 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Jan 5, 2015 · Amount on Record
Deed Document Number	20212705643
Prior Transfer Date	Jun 26, 2015
Prior Transfer Doc	00A2459692
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 28, 2021
Property Address	1018 WOODS WAY, O FALLON, IL 62269-2852
Document Number	A02705643
Map Reference	PL 81 PG 6
Instrument Date	Jun 24, 2021
Instrument	A02705643
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	BENEDICK TITLE, BENEDICK TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5541 GROSS DR, DAYTON, OH 45431-1510

Mortgage

Document Number	A02705644
Date	Jun 28, 2021
Instrument	A02705644

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1018 WOODS WAY, O FALLON, IL 62269-2852
Document Number	00A2630942
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1018 WOODS WAY O FALLON IL 622692852, O FALLON, IL 62269-2852

Mortgage

Document Number	00A2630942
Date	Oct 22, 2019
Instrument	2630942

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Interest

Rate Type	Fixed Rate
Rate	3.37%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1018 WOODS WAY, O FALLON, IL 62269-2852
Document Number	00A2550798
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	ILLINOIS TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1018 WOODS WAY O FALLON IL 622692852, O FALLON, IL 62269-2852

Mortgage

Document Number	00A2550798
Date	Sep 6, 2017
Instrument	2550798

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,073.00 (+9.15%) Homeowner's exemption	$90,251 (+9.62%) Land $26,346 Building $63,905	$270,753 (+9.62%) Land $79,038 Building $191,715
2024	$5,564.00	$82,331 (+22.55%) Land $24,034 Building $58,297	$246,993 (+22.55%) Land $72,102 Building $174,891
2022		$67,180 Land $19,611 Building $47,569	$201,540 Land $58,833 Building $142,707

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: ClearWave.

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