Madison County property record for 1018 Warriors Trce, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.05 acres (46,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $59,900 (Mar 2024) |
| Tax Bill | $4,053 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Aug 2024 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0052-0004-0046 |
| Primary APN | 0052-0004-0046 |
|---|---|
| Alternative APNs |
|
| Lot Area | 46,174 sqft (1.05 acres) |
|---|
| Account Number | 52444 |
|---|---|
| Street Address | 1018 WARRIORS TRCE |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARRIORS TRACE LOT 46 |
| Legal Subdivision | WARRIORS |
| Legal Lot Number | 46 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10104 |
1018 Warriors Trce is owned and occupied by an individual who bought it in March 2024.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2644 LUCCA PL, LEXINGTON, KY 40509-4628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2025 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Aug 12, 2024 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Mar 15, 2024 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on File |
| Deed Sale | Mar 15, 2024 · Amount on File |
| Deed Document Number | 2014194592 |
| Deed Book / Page | D849 / 787 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1018 WARRIORS TRCE, RICHMOND, KY 40475-8931 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0M2351/289 |
|---|---|
| Date | Jan 7, 2025 |
| Book Page | M2351/289 |
| Instrument | 2014240016 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 12.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1018 WARRIORS TRCE, RICHMOND, KY 40475-8931 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2644 LUCCA PL, LEXINGTON, KY 40509-4628 |
| Document Number | 0M2319/332 |
|---|---|
| Date | Aug 12, 2024 |
| Book Page | M2319/332 |
| Instrument | 2014216844 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 12, 2025 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 15, 2024 |
| Property Address | 1018 WARRIORS TRCE, RICHMOND, KY 40475-8931 |
| Document Number | 00D849/787 |
| Book / Page | D849 / 787 |
| Map Reference | CAB 30 SL 119 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2014194592 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1030 ROYAL CREST DR, RICHMOND, KY 40475-8823 |
| Name | Verified Name |
|---|---|
| Address | 2644 LUCCA PL, LEXINGTON, KY 40509-4628 |
The 2025 property tax bill for 1018 Warriors Trce was $4,053 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,053.00 Additional exemption filed | $429,900 | $429,900 |
| 2023 | $129.00 | $13,333 | $13,333 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1018 Warriors Trce in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1018 Warriors Trce is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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