1018 W 20th Ave, Spokane, WA 99203 Property Records

Spokane County property record for 1018 W 20th Ave, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,886 sqft · built 1923
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jul 2024)
Tax Bill	$5,982 (2026)
Deeds & Mortgages	May 2023 Mortgage Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35302.3508`

Property Details

APN / Parcel Number

Primary APN	`35302.3508`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,886 sqft Living Area
Gross Area	3,477 sqft
1st Floor Area	1,159 sqft
Upper Floors Area	1,159 sqft
Basement Area	1,159 sqft
Finished Basement	927 sqft
Unfinished Basement	232 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	182 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1018 W 20TH AVE
City	SPOKANE
State	WA
Zip	99203-1145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	SUNNYSIDE ADD L9 B6
Legal Range	43E
Legal Township	25N
Legal Section	30
Legal Subdivision	SUNNYSIDE ADD
Legal Block	6
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	5
Census Block	5030
Census Tract	4200

Owner

1018 W 20th Ave is owned by two individuals who bought it in July 2024.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16320 N HATCH RD, 128, COLBERT, WA 99005-6009
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON TRUST BANK
Jul 31, 2024	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on File
Deed Sale	Jul 31, 2024 · Amount on File
Prior Sale	Jan 27, 2006 · Amount on File
Deed Document Number	20247363927
Prior Transfer Date	Jan 25, 2006
Prior Transfer Doc	0005335944
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1018 W 20TH AVE, SPOKANE, WA 99203-1145
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 W 20TH AVE, SPOKANE, WA 99203-1145

Mortgage

Document Number	0007285559
Date	May 22, 2023
Instrument	7285559

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 31, 2024
Property Address	1018 W 20TH AVE, SPOKANE, WA 99203-1145
Document Number	0007363927
Map Reference	VOL A PG 105
Instrument Date	Jul 30, 2024
Instrument	7363927
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16320 N HATCH RD APT 128, 128, COLBERT, WA 99005-6009

Mortgage

Document Number	0007363928
Date	Jul 31, 2024
Instrument	7363928

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1018 W 20TH AVE, SPOKANE, WA 99203-1145
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006983399
Date	Oct 20, 2020
Instrument	6983399

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1018 W 20th Ave was $5,982, up 1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,982.00 (+1.01%)	$586,900 (-) Land $120,000 Building $466,900	$586,900 (-) Land $120,000 Building $466,900
2025	$5,922.00	$586,900 (+0.41%) Land $120,000 Building $466,900	$586,900 (+0.41%) Land $120,000 Building $466,900
2024		$584,500 (+44.96%) Land $91,000 Building $493,500	$584,500 (+44.96%) Land $91,000 Building $493,500
2023	$5,711.00 (+21.18%)	$403,220 Land $83,520 Building $319,700	$403,220 Land $83,520 Building $319,700
2022	$4,713.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1018 W 20th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1018 W 20th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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