Montgomery County property record for 1018 Stirling Rd, Silver Spring, MD 20901
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,799 sqft · built 1948 |
| Lot Size | 0.143 acres (6,210 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (May 1999) |
| Tax Bill | $6,639 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01265861 |
| Primary APN | 13-01265861 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,799 sqft Living Area |
| 1st Floor Area | 1,183 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,210 sqft (0.143 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01265861 |
|---|---|
| Street Address | 1018 STIRLING RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | SUNSET TERR |
| Legal Subdivision | SUNSET TERRACE |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 703000 |
1018 Stirling Rd is owned and occupied by an individual who acquired it in October 2021.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1018 STIRLING RD, SILVER SPRING, MD 20901-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 1999 · Amount on File |
| Deed Sale | May 26, 1999 · Amount on File |
| Deed Document Number | 1999147206 |
| Deed Book / Page | 17129 / 172 |
| Last Transfer Date | Oct 22, 2021 |
| Transfer Doc | 0646020446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1018 STIRLING RD, SILVER SPRING, MD 20901-2139 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 1018 STIRLING RD, SILVER SPRING, MD 20901-2139 |
| Document Number | 0656950093 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 65695/93 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 2, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 16, 2021 |
| Property Address | 1018 STIRLING RD, SILVER SPRING, MD 20901-2139 |
| Document Number | 0646020446 |
| Book / Page | 64602 / 446 |
| Map Reference | MB 31 PL 1943 |
| Instrument Date | Oct 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2021 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1018 STIRLING RD, SILVER SPRING, MD 20901-2139 |
| Document Number | 64602450 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 64602/450 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 1018 Stirling Rd was $6,639, up 7.5% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $538,200 (+5.12%) | $590,600 (+15.35%) Land $209,200 Building $381,400 | |
| 2025 | $6,639.00 (+7.53%) | $512,000 Land $209,200 Building $302,800 | $512,000 Land $209,200 Building $302,800 |
| 2024 | $6,174.00 | ||
| 2023 | $445,533 | $512,000 Land $209,200 Building $302,800 | |
| 2022 | $4,451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1018 Stirling Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1018 Stirling Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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