1018 Smith St, Albemarle, NC 28001 Property Records

Stanly County property record for 1018 Smith St, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1968
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jan 2022)
Tax Bill	$2,858 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`654904705001`

Property Details

APN / Parcel Number

Primary APN	`654904705001`
Alternative APNs	`1537371` `5833`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,079 sqft Finished Area
Basement Area	1,540 sqft
Unfinished Basement	1,540 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	177 ft deep x 132 ft wide
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	462 sqft
Porch	Porch
Porch Area	60 sqft
Deck Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	1537371
Street Address	1018 SMITH ST
City	ALBEMARLE
State	NC
Zip	28001-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	HSE 1018 SMITH ST LOT 13 PT 12 BLK B 654807049
Legal Subdivision	MELCHOR HEIGHTS
Legal Block	B
Legal Lot Number	13
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	2
Census Block	2018
Census Tract	931204

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1018 SMITH ST, ALBEMARLE, NC 28001-3030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	2022442773
Deed Book / Page	1773 / 122
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jan 27, 2022
Property Address	1018 SMITH ST, ALBEMARLE, NC 28001-3030
Document Number	0000442773
Book / Page	1773 / 122
Map Reference	MB 5 PG 67
Instrument Date	Jan 27, 2022
Instrument	442773
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3006 MENDENHALL ST, 3006, INDIAN TRAIL, NC 28079-9494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 SMITH ST, ALBEMARLE, NC 28001-3030

Mortgage

Document Number	0000442774
Date	Jan 27, 2022
Instrument	442774

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Mar 28, 2018
Property Address	1018 SMITH ST, ALBEMARLE, NC 28001-3030
Document Number	0000398837
Book / Page	001640 / 001298
Instrument Date	Mar 28, 2018
Instrument	398837
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$253.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 SMITH ST ALBEMARLE NC 280013030, ALBEMARLE, NC 28001-3030

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,858.00 (+75.34%)	$255,240 (+90.95%) Land $18,176 Building $237,064	$255,240 (+90.95%) Land $18,176 Building $237,064
2023	$1,630.00	$133,668 Land $9,997 Building $123,671	$133,668 Land $9,997 Building $123,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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