1018 Shilo St, Reading, PA 19605 Property Records

Berks County property record for 1018 Shilo St, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,236 sqft · built 2008
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$434,000 (Aug 2026)
Tax Bill	$2,131 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4399-02-96-4464`

Property Details

APN / Parcel Number

Primary APN	`4399-02-96-4464`
Alternative APNs	`66-4399-02-96-4464` `000749`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1018 SHILO ST
City	READING
State	PA
Zip	19605-3283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERVALE MDWS
Legal Block	96
Legal Lot Number	44
Jurisdiction	BERKS PA
Township / Civil Division	MUHLENBERG
Census Block Group	1
Census Block	1008
Census Tract	12702

Owner

Source: Berks County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1018 SHILO ST, READING, PA 19605-3283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 19, 2023	Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 17, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage DISCOVERY FCU
Apr 24, 2020	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Apr 19, 2023 · Amount on Record
Deed Document Number	202628848
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 28, 2026
Property Address	1018 SHILO ST, READING, PA 19605-3283
Document Number	0000028848
Instrument Date	Aug 20, 2026
Instrument	202628848
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	SETTLEMENT SERVICES, LUMINA SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438,340.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 SHILO ST, READING, PA 19605-3283

Mortgage

Document Number	0000028849,
Date	Aug 28, 2026
Instrument	202628849

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 19, 2023
Property Address	1018 SHILO ST, READING, PA 19605-3283
Document Number	0000011019
Map Reference	MB 226 PG 25
Instrument Date	Apr 14, 2023
Instrument	2023011019
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1018 SHILO ST, READING, PA 19605-3283

Mortgage

Document Number	0000011020
Date	Apr 19, 2023
Instrument	2023011020

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1018 SHILO ST, READING, PA 19605-3283
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033203
Date	Aug 17, 2022
Instrument	2022033203

Lender

Name	DISCOVERY FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 17, 2037

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 24, 2020
Property Address	1018 SHILO ST, READING, PA 19605-3283
Document Number	0000013728
Map Reference	MB 226 PG 25
Instrument Date	Apr 17, 2020
Instrument	2020013728
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013729
Date	Apr 24, 2020
Instrument	2020013729

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Muhlenberg Township
Unified School District	Muhlenberg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,131.00 (+6.87%)	$142,000 (-) Land $31,600 Building $110,400	$31,600 (-77.75%) Land $31,600
2024	$1,994.00	$142,000 Land $31,600 Building $110,400
1994			$142,000 Land $31,600 Building $110,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2006–2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG TWP MUNI AUTH serves 22,400 people · EPA ID PA3060038
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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