1018 S Cottage St, Independence, MO 64050 Property Records

Jackson County property record for 1018 S Cottage St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1950
Lot Size	0.201 acres (8,755 sqft)
Owner	Company Name on Record
Tax Bill	$915 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-410-19-15`

Property Details

APN / Parcel Number

Primary APN	`26-410-19-15`
Alternative APNs	`26-410-19-15-00-0-00-000` `26410191500000001` `779343`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,170 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,755 sqft (0.201 acres)
Lot Dimensions	168 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	779343
Street Address	1018 S COTTAGE ST
City	INDEPENDENCE
State	MO
Zip	64050-4348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH SIDE ADD 2 LOT 16 BLK 10 (EX S 4.66)
Legal Subdivision	SOUTH SIDE ADD NO 2
Legal Block	10
Legal Lot Number	16
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2019
Census Tract	11702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15954 S MUR LEN RD, OLATHE, KS 66062-8300
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jun 22, 2017	Grant Deed, Transfer FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 1998
Deed Sale	Feb 17, 1998
Prior Sale	Jan 15, 1998 · Amount on Record
Deed Document Number	19989675
Deed Book / Page	3141 / P1816
Prior Transfer Date	Sep 27, 1996
Prior Transfer Doc	0000000215
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1018 S COTTAGE ST, INDEPENDENCE, MO 64050-4348
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0027140
Date	Mar 22, 2022
Instrument	2022E0027140

Lender

Name	FIRST STATE BANK
Type	Bank
Address	OMAHA, NE 68127

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 22, 2017
Property Address	1018 S COTTAGE ST, INDEPENDENCE, MO 64050-4348
Document Number	0000E56232
Instrument Date	Jun 16, 2017
Instrument	56232E
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 S COTTAGE ST INDEPENDENCE MO 640504348, INDEPENDENCE, MO 64050-4348

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,814 (-) Land $3,836 Building $8,978	$67,440 (-)
2025	$915.00 (-16.44%)	$12,814 (-18.99%) Land $3,836 Building $8,978	$67,440 (-18.99%)
2024	$1,095.00 (+2.34%)
2023	$1,070.00	$15,817 Land $2,221 Building $13,596	$83,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: KC Web, Wisper ISP.

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