1018 S 10th St, Adel, IA 50003 Property Records

Dallas County property record for 1018 S 10th St, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 3,084 sqft · built 2004
Lot Size	0.33 acres (14,374 sqft)
Owner	2 Individual Names on File
Last Sale	$237,000 (Apr 2013)
Tax Bill	$6,556 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-32-180-014`

Property Details

APN / Parcel Number

Primary APN	`11-32-180-014`
Alternative APNs	`000001132180014` `540001132180014`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,084 sqft Living Area
Gross Area	4,185 sqft
1st Floor Area	1,671 sqft
Basement Area	1,671 sqft
Finished Basement	1,360 sqft
Unfinished Basement	311 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Attached
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	148 sqft
Deck Area	60 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	540001132180014
Street Address	1018 S 10TH ST
City	ADEL
State	IA
Zip	50003-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENWOOD HILLS ESTATES PLT 2 LOT 3
Legal Range	27W
Legal Township	79N
Legal Section	32
Legal Subdivision	GREENWOOD HILLS ESTATES PLT 2
Legal Tract	2017-22813
Legal Lot Number	3
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	1
Census Block	1033
Census Tract	50700

Owner

1018 S 10th St is owned and occupied by two individuals who bought it in April 2013.

Source: Dallas County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1018 S 10TH ST, ADEL, IA 50003-2300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional with PMI GERSHMAN INV
Nov 21, 2017	Warranty Deed, Transfer · Conventional with PMI GERSHMAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2013 · Amount on File
Deed Sale	Apr 30, 2013 · Amount on File
Prior Sale	Apr 30, 2013
Deed Document Number	20137737
Deed Book / Page	2013 / 7737
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1018 S 10TH ST, ADEL, IA 50003-2300
Document Number	0000008641
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1018 S 10TH ST ADEL IA 500032300, ADEL, IA 50003-2300

Mortgage

Document Number	0000008641
Date	May 1, 2020
Instrument	8641

Lender

Name	GERSHMAN INV
Type	MERS
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Nov 21, 2017
Property Address	1018 S 10TH ST, ADEL, IA 50003-2300
Document Number	0000022813
Instrument Date	Nov 13, 2017
Instrument	22813
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1018 S 10TH ST ADEL IA 500032300, ADEL, IA 50003-2300

Mortgage

Document Number	22815
Date	Nov 21, 2017
Instrument	22815

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$386,150 Land $55,000 Building $331,150	$386,150 Land $55,000 Building $331,150
2024	$6,556.00
2023		$377,760 Land $55,000 Building $322,760	$377,760 Land $55,000 Building $322,760
2022	$6,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1018 S 10th St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1991–2010)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1018 S 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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