1018 Puddle Pond Rd, Indian Trail, NC 28079 Property Records

Union County property record for 1018 Puddle Pond Rd, Indian Trail, NC 28079

Property Summary

Property Type	Single Family Home
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Oct 2025)
Tax Bill	$741 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-138-433`

Property Details

APN / Parcel Number

Primary APN	`07-138-433`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,856 sqft Living Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	7,623 sqft (0.175 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1018 PUDDLE POND RD
City	INDIAN TRAIL
State	NC
Zip	28079-0783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 686 MOORE FARM PH4 MP1 OPCS473-475
Legal Subdivision	MONROE FARM PH IV
Legal Lot Number	686
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1030
Census Tract	20315

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1018 PUDDLE POND RD, INDIAN TRAIL, NC 28079-0783
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC
Mar 28, 2025	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Mar 28, 2025 · Amount on Record
Deed Document Number	202528724
Deed Book / Page	9235 / 439
Record Updated	Oct 29, 2026

October 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 31, 2025
Property Address	1018 PUDDLE POND RD, INDIAN TRAIL, NC 28079-0783
Document Number	0009235439
Book / Page	9235 / 439
Map Reference	CAB R FILE 954-956
Instrument Date	Oct 30, 2025
Instrument	28724
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 PUDDLE POND RD, INDIAN TRAIL, NC 28079-0783

Mortgage

Document Number	0000028725
Date	Oct 31, 2025
Instrument	28725

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 28, 2025
Property Address	1018 PUDDLE POND RD, INDIAN TRAIL, NC 28079-0783
Document Number	0009088833
Book / Page	9088 / 833
Map Reference	CAB S FILE 473-475
Instrument Date	Mar 27, 2025
Instrument	7514
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount Recorded
Tax	$3,197.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13000 SAWGRASS VILLAGE CIRCLE STE 24, 24, PONTE VEDRA BEACH, FL 32082-5021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,300 (+368.68%) Land $114,000 Building $420,300	$534,300 (+368.68%) Land $114,000 Building $420,300
2025	$741.00	$114,000 Land $114,000	$114,000 Land $114,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Utah Broadband, Windstream.

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