Schenectady County and Schenectady City property record for 1018 Park St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,760 sqft · built 1900 |
| Lot Size | 0.196 acres (8,550 sqft) |
| Owner | Company Name on File |
| Last Sale | $128,000 (Dec 2009) |
| Tax Bill | $5,141 (2025) |
| Deeds & Mortgages | Nov 2021 Second Mortgage Jun 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.61-2-4.1 |
| Primary APN | 421500 49.61-2-4.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 880 sqft |
| 2nd Floor Area | 880 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,550 sqft (0.196 acres) |
| Lot Dimensions | 95 ft deep x 90 ft wide |
| Porch | Slab |
| Porch Area | 397 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1018 PARK ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 9 & 10 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 4.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1801 BERNICE ST, SCHENECTADY, NY 12303-3060 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE EMPLOYEES FCU |
| Jun 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Sep 19, 2025 | Quit Claim Deed, Transfer ABA ABSTRACT COMPANY, ABAR ABSTRACT CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 2, 2009 · Amount on Record |
| Deed Sale | Dec 2, 2009 · Amount on Record |
| Deed Document Number | 200950141 |
| Deed Book / Page | 1811 / 802 |
| Last Transfer Date | Jul 18, 2025 |
| Transfer Doc | 0000022342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1018 PARK ST, SCHENECTADY, NY 12303-2034 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1018 PARK ST, SCHENECTADY, NY 12303-2034 |
| Investor | Possibly a Property Investor |
| Document Number | 0000058145 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 5169/517 |
| Instrument | 202158145 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1018 PARK ST, SCHENECTADY, NY 12303-2034 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1801 BERNICE ST, SCHENECTADY, NY 12303-3060 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015837 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 202515837 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 19, 2025 |
| Property Address | 1018 PARK ST, SCHENECTADY, NY 12303-2034 |
| Document Number | 0000022342 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 202522342 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | ABA ABSTRACT COMPANY, ABAR ABSTRACT CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1801 BERNICE ST, SCHENECTADY, NY 12303-3060 |
| Name | Verified Name |
|---|---|
| Address | 1801 BERNICE ST, SCHENECTADY, NY 12303-3060 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,141.00 | $100,000 (-) Land $19,000 Building $81,000 | $165,590 (+13.35%) Land $31,462 Building $134,128 |
| 2024 | $100,000 (-) Land $19,000 Building $81,000 | $146,092 (+15.41%) Land $27,757 Building $118,335 | |
| 2023 | $100,000 Land $19,000 Building $81,000 | $126,582 Land $24,051 Building $102,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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