1018 Old Toccoa Loop, Mineral Bluff, GA 30559 Property Records

Fannin County property record for 1018 Old Toccoa Loop, Mineral Bluff, GA 30559

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,550 sqft · built 2023
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Tax Bill	$3,119 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0051 01285`

Property Details

APN / Parcel Number

Primary APN	`0051 01285`
Alternative APN	`32374`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,550 sqft Heated Area
1st Floor Area	1,905 sqft
Basement Area	1,645 sqft
Finished Basement	1,645 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Terrain	Rolling
Garage Area	802 sqft
Porch	Open Porch
Porch Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	32374
Street Address	1018 OLD TOCCOA LOOP
City	MINERAL BLUFF
State	GA
Zip	30559-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-2 LL170 LT C21 DB1578-53* 0.55 AC
Legal Subdivision	THE COTTAGES & CABINS @ OLD TOCCOA FARM
Legal Lot Number	C21
Jurisdiction	FANNIN GA
Township / Civil Division	MINERAL BLUFF
Census Block Group	2
Census Block	2065
Census Tract	50100

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1018 OLD TOCCOA LOOP, MINERAL BLUFF, GA 30559-2137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · USDA Mortgage CAPITAL LENDING GROUP LLC
May 9, 2023	Deed of Trust, Mortgage · Construction Mortgage BMO HARRIS BANK
Jul 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE
Oct 24, 2023	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2023
Deed Sale	Oct 24, 2023
Deed Document Number	0000157853
Deed Book / Page	1578 / 53
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Recording Date	Apr 1, 2026
Property Address	1018 OLD TOCCOA LOOP, MINERAL BLUFF, GA 30559-2137
Document Number	0000001696/0000000025
Book / Page	1696 / 25
Instrument Date	Apr 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 OLD TOCCOA LOOP, MINERAL BLUFF, GA 30559-2137

Mortgage

Document Number	1696000025,
Date	Apr 1, 2026
Book Page	1696/25

Lender

Name	CAPITAL LENDING GROUP LLC

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	1018 OLD TOCCOA LOOP, MINERAL BLUFF, GA 30559-2137
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	OLD TOCCOA LOOP

Mortgage

Document Number	0000001555/0000000083
Date	May 9, 2023
Book Page	0000001555/0000000083
Instrument	002865230033

Lender

Name	BMO HARRIS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jun 1, 2020

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	1018 OLD TOCCOA LOOP, MINERAL BLUFF, GA 30559-2137
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 OLD TOCCOA LOOP, MINERAL BLUFF, GA 30559-2137

Mortgage

Document Number	0000001658/0000000466
Date	Jul 8, 2025
Book Page	0000001658/0000000466

Lender

Name	A&D MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Oct 24, 2023
Property Address	1018 OLD TOCCOA LOOP, MINERAL BLUFF, GA 30559-2137
Document Number	0001578/53
Book / Page	1578 / 53
Instrument Date	Oct 17, 2021
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 GILHAMS RD NE, ROSWELL, GA 30075-1998

Mortgage

Document Number	0000157855
Date	Oct 24, 2023
Instrument	1578/55

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,119.00 (+17.48%) Homeowner's exemption	$406,280 (+40.21%) Land $94,000 Building $312,280	$1,015,700 (+40.21%) Land $235,000 Building $780,700
2024	$2,655.00 (+278.74%)	$289,768 (+479.54%) Land $50,000 Building $239,768	$724,420 (+479.54%) Land $125,000 Building $599,420
2023		$50,000 (-) Land $50,000	$125,000 (-) Land $125,000
2022	$701.00	$50,000 Land $50,000	$125,000 Land $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	26 (1994–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Tornadoes, Mar 2021 · 5 claims Severe Storms And Flooding, Dec 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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