1018 Monroe St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1018 Monroe St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 789 sqft · built 1920
Lot Size0.127 acres (5,520 sqft)
OwnerCompany Name on Record
Tax Bill$1,665 (2025)
Flood ZoneZone X (minimal risk)
APN026060A000

Property Details

APN / Parcel Number

Primary APN026060A000
Alternative APN
  • 6-009A-4281-00-0007.0000000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area789 sqft Living Area
Gross Area1,569 sqft
1st Floor Area789 sqft
Basement Area780 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleRanch
Exterior MaterialShingles
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,520 sqft (0.127 acres)
Lot Dimensions138 ft deep x 40 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area204 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number026060A000
Street Address1018 MONROE ST
CitySAINT CHARLES
StateMO
Zip63301-1848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF2
Legal DescriptionGODDARD PL PT LOT 7
Legal SubdivisionGODDARD PL
Legal Lot Number7
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1025
Census Tract310502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Neighborhood Historic District
listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3200 CLARENCE DR, SAINT CHARLES, MO 63301-0152
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 3, 1999
Transfer Doc0000058399
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,309 (-)$138,466 (-) Land $40,000 Building $98,466
2025$1,665.00$26,309 (+6.95%)$138,466 (+6.94%) Land $40,000 Building $98,466
2023$24,600
2022$129,477 Land $30,000 Building $99,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims17 (1980–2022)
Claims Outside the SFHA3 of 17
Most Recent ClaimAug 2022 · tidal / storm surge
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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