1018 Laplaisance Rd, Monroe, MI 48161 Property Records

Monroe County property record for 1018 Laplaisance Rd, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Lot Size	0.873 acres (38,028 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-020-327-01`

Property Details

APN / Parcel Number

Primary APN	`12-020-327-01`
Alternative APN	`12-020-327-00`

Exterior

Lot Area	38,028 sqft (0.873 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1018 LAPLAISANCE RD
City	MONROE
State	MI
Zip	48161-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 16 PC 500 0.873 AC MOL COM AT THE INT OF THE CORP LI BETWEEN THE CITY OF MONROE AND MONROE TOWNSHIP AND THE CL OF
Legal Subdivision	ISADORE NAVARRE FARM
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2017
Census Tract	832000

Owner

Source: Monroe County records, as of July 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1018 LAPLAISANCE RD, MONROE, MI 48161-1155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Apr 10, 2023	Deed of Trust, Mortgage · Loan Assumption ROYAL UNITED MORTGAGE LLC
Dec 29, 2022	Intrafamily Transfer, Transfer
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 29, 2022
Transfer Doc	0000023981
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1018 LAPLAISANCE RD, MONROE, MI 48161-1155
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 LAPLAISANCE RD, MONROE, MI 48161-1155

Mortgage

Document Number	0000000067
Date	Jan 3, 2023
Instrument	2023R00067

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1018 LAPLAISANCE RD, MONROE, MI 48161-1155
Transaction Type	Mortgage
Record Updated	May 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004884
Date	Apr 10, 2023
Instrument	2023R04884

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	GLEN ALLEN, VA 23059

Agreement

Type	Loan Assumption
Amount	Amount Recorded

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Dec 29, 2022
Property Address	1018 LAPLAISANCE RD, MONROE, MI 48161-1155
Document Number	0000023981
Instrument Date	Dec 23, 2022
Instrument	2022R23981
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 LAPLAISANCE RD, MONROE, MI 48161-1155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 LAPLAISANCE RD, MONROE, MI 48161-1155

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1018 LAPLAISANCE RD, MONROE, MI 48161-1155
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004061
Date	Feb 28, 2020
Instrument	2020R04061

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Spectrum, Verizon.

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