1018 Jay St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 1018 Jay St, Charlotte, NC 28208

Property Summary

Property TypeCommercial Office
Details65,440 sqft · built 1952
Lot Size2.42 acres (105,459 sqft)
OwnerCompany Name on Record
Last Sale$6,761,000 (Dec 2019)
Tax Bill$55,953 (2025)
Deeds & MortgagesDec 2022 Mortgage
Apr 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN071-082-08

Property Details

APN / Parcel Number

Primary APN071-082-08

Interior

Total Rooms7 Rooms
Stories1 Story
Building Area65,440 sqft Gross Area
1st Floor Area65,440 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Roof TypeGambrel
Roof MaterialTar & Gravel
Lot Area105,459 sqft (2.42 acres)
PorchSlab
Porch Area153 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1018 JAY ST
CityCHARLOTTE
StateNC
Zip28208-4431
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeMUDD-O
Legal DescriptionSEE 7108208
Legal SubdivisionROANOKE INVS ASSOCIATED INC
Legal Block2
Legal Lot Number8
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2018
Census Tract4102

Owner

Source: Mecklenburg County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4201 CONGRESS ST, 105, CHARLOTTE, NC 28209-4614
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2022Deed of Trust, Mortgage · Commercial Mortgage
CADENCE BANK NA
Apr 20, 2020Deed of Trust, Mortgage · Commercial Mortgage
ATLANTIC CAPITAL BANK NA
Dec 11, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 11, 2019Grant Deed, Transfer
ATTORNEY ONLY
Sep 1, 2017Grant Deed, Mortgage · Line of Credit
REGIONS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2019 · Amount on Record
Deed SaleDec 11, 2019 · Amount on Record
Prior SaleDec 23, 2010 · Amount on Record
Deed Document Number2019169252
Deed Book / Page34114 / 304
Last Transfer DateNov 19, 2021
Transfer Doc0000238379
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1018 JAY ST, CHARLOTTE, NC 28208-4431
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 PARK AVE 24, 24, NEW YORK, NY 10167-2699

Mortgage

Document Number0000165055
DateDec 16, 2022
Book Page37833/517
Instrument2022165055
Lender
NameCADENCE BANK NA
TypeBank
AddressATLANTA, GA 30326
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1018 JAY ST, CHARLOTTE, NC 28208-4431
Transaction TypeMortgage
Record UpdatedJul 12, 2022
Title CompanyCALLOWAY T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054384
DateApr 20, 2020
Book Page34483/69
Instrument2020054384
Lender
NameATLANTIC CAPITAL BANK NA
TypeBank
AddressATLANTA, GA 30326
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueApr 17, 2025

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateDec 11, 2019
Property Address1018 JAY ST, CHARLOTTE, NC 28208-4431
Document Number0000169253
Book / Page034114 / 000307
Instrument DateDec 10, 2019
Instrument169253
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address245 PARK AVE #24TH NEW YORK NY 101672699, 24TH, NEW YORK, NY 10167-2699

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateDec 11, 2019
Property Address1018 JAY ST, CHARLOTTE, NC 28208-4431
Document Number0000169252
Book / Page034114 / 000304
Instrument DateDec 10, 2019
Instrument169252
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$13,522.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1018 JAY ST CHARLOTTE NC 282084431, CHARLOTTE, NC 28208-4431

September 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateSep 1, 2017
Property Address1018 JAY ST, CHARLOTTE, NC 28208-4431
Book / Page032095 / 000691
Instrument DateSep 1, 2017
Instrument119983
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address700 TUCKASEEGEE RD CHARLOTTE NC 282084433, CHARLOTTE, NC 28208-4433

Mortgage

Document Number0000119983
DateSep 1, 2017
Book Page032095/000691
Instrument119983
Lender
NameREGIONS BK
TypeBank
Address201 MILAN PKWY, BIRMINGHAM, AL 35211-6946
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueAug 31, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$55,953.00$13,060,800 Land $5,286,700 Building $7,774,100$13,060,800 Land $5,286,700 Building $7,774,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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