1018 Janney Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1018 Janney Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 752 sqft · built 1948
Lot Size	0.473 acres (20,600 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2025)
Tax Bill	$2,596 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-22-357-029`

Property Details

APN / Parcel Number

Primary APN	`8913-22-357-029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	752 sqft Living Area
1st Floor Area	752 sqft
Basement Area	752 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,600 sqft (0.473 acres)
Lot Dimensions	200 ft deep x 103 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	560 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1018 JANNEY AVE
City	WATERLOO
State	IA
Zip	50701-2253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAGERMAN PLACE LOT NOS 11,12,13,14,15 EXC WLY 22 FT IN EVEN WIDTH BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	22
Legal Subdivision	HAGERMAN PLACE
Legal Block	9
Legal Lot Number	11
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2022
Census Tract	400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1018 JANNEY AVE, WATERLOO, IA 50701-2253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU
Oct 15, 2025	Affidavit, Transfer · Conventional Mortgage VERIDIAN CU
Sep 10, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CITY OF WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Deed Document Number	202515151
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1018 JANNEY AVE, WATERLOO, IA 50701-2253
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202515153
Date	Oct 15, 2025
Instrument	2025-15153

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2035

October 2025: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 15, 2025
Property Address	1018 JANNEY AVE, WATERLOO, IA 50701-2253
Document Number	0202515150
Instrument Date	Oct 8, 2025
Instrument	2025-15150
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 SOUTH PATRICK DR, SATELLITE BEACH, FL 32937-3870

Mortgage

Document Number	0202515152
Date	Oct 15, 2025
Instrument	2025-15152

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2035
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1018 JANNEY AVE, WATERLOO, IA 50701-2253
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200005504
Date	Sep 10, 2021
Instrument	202200005504

Lender

Name	CITY OF WATERLOO
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,596.00 (+40.48%) Homeowner's exemption	$127,200 (+16.55%) Land $35,300 Building $91,900	$127,200 (+16.55%) Land $35,300 Building $91,900
2024	$1,848.00 (+2.9%)
2023		$109,140 (+20.4%) Land $35,300 Building $73,840	$109,140 (+20.4%) Land $35,300 Building $73,840
2022	$1,796.00 Homeowner's exemption	$90,650 Land $35,300 Building $55,350
2021			$90,650 Land $35,300 Building $55,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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