1018 Exchange Rd, Muncy, PA 17756 Property Records

Lycoming County property record for 1018 Exchange Rd, Muncy, PA 17756

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,574 sqft · built 2015
Lot Size	4.01 acres (174,676 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Oct 2025)
Tax Bill	$4,447 (2026)
Deeds & Mortgages	May 2019 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-415-110.08`

Property Details

APN / Parcel Number

Primary APN	`36-415-110.08`
Alternative APN	`36+,415.0-0110.08-000+`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,574 sqft Living Area
Basement Area	717 sqft
Unfinished Basement	717 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Lot Area	174,676 sqft (4.01 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	1018 EXCHANGE RD
City	MUNCY
State	PA
Zip	17756-7030
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	LYCOMING PA
Township / Civil Division	MORELAND
Census Block Group	2
Census Block	2079
Census Tract	10600

Owner

1018 Exchange Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Lycoming County records, as of May 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1018 EXCHANGE RD, MUNCY, PA 17756-7030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2019	Deed of Trust, Mortgage · Line of Credit THE MUNCY BANK & TRUST COMPANY
Aug 4, 2021	Deed of Trust, Mortgage · ARM THE MUNCY BANK & TRUST COMPANY
Oct 8, 2024	Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK
Oct 1, 2025	Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Deed Document Number	20259652
Deed Book / Page	9363 / 3202
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYCOMING PA
Property Address	1018 EXCHANGE RD, MUNCY, PA 17756-7030
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09187/1870
Date	May 29, 2019
Book Page	9187/1870
Instrument	201900021585

Lender

Name	THE MUNCY BANK & TRUST COMPANY
Type	Bank
Address	MUNCY, PA 17756

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYCOMING PA
Property Address	1018 EXCHANGE RD, MUNCY, PA 17756-7030
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 EXCHANGE RD, MUNCY, PA 17756-7030

Mortgage

Document Number	09256/2984
Date	Aug 4, 2021
Book Page	9256/2984
Instrument	202100011152

Lender

Name	THE MUNCY BANK & TRUST COMPANY
Type	Bank
Address	MUNCY, PA 17756

Agreement

Type	ARM
Amount	Amount on Record
Term	359 Months
Due	Jul 25, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 25, 2028
Min Rate At Change	3.75%
Max Rate At Change	4.75%
Index	Prime Rate
Max Rate	12%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYCOMING PA
Property Address	1018 EXCHANGE RD, MUNCY, PA 17756-7030
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009340/910
Date	Oct 8, 2024
Book Page	9340/910
Instrument	202400009579

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	MUNCY, PA 17756

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LYCOMING PA
Recording Date	Oct 1, 2025
Property Address	1018 EXCHANGE RD, MUNCY, PA 17756-7030
Document Number	09363/3202
Book / Page	9363 / 3202
Instrument Date	Sep 25, 2025
Instrument	202500009652
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 EXCHANGE RD, MUNCY, PA 17756-7030

Mortgage

Document Number	202500009654
Date	Oct 1, 2025
Instrument	202500009654

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 1018 Exchange Rd was $4,447, up 1.9% from the year before.

Source: Lycoming County assessment roll, as of May 7, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lycoming County
County Subdivision	Moreland Township
Unified School District	East Lycoming School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,447.00 (+1.93%)	$167,840 (-) Land $32,580 Building $135,260
2025	$4,363.00 (+1.23%)	$167,840 (-) Land $32,580 Building $135,260
2024	$4,310.00 (+3.01%)	$167,840 (-) Land $32,580 Building $135,260
2023	$4,184.00	$167,840 Land $32,580 Building $135,260
2004			$167,840 Land $32,580 Building $135,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1018 Exchange Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1996–2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1018 Exchange Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Exchange Rd

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