1018 E Montoya Ln, Phoenix, AZ 85024 Property Records

Maricopa County property record for 1018 E Montoya Ln, Phoenix, AZ 85024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,996 sqft · built 1998
Lot Size	0.153 acres (6,649 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,500 (Oct 2018)
Tax Bill	$2,390 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`213-31-305`

Property Details

APN / Parcel Number

Primary APN	`213-31-305`
Alternative APN	`213313051`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,996 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,649 sqft (0.153 acres)
Parking Spaces	2 Parking Spaces
Pool Area	260 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1018 E MONTOYA LN
City	PHOENIX
State	AZ
Zip	85024-4186
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	EAGLE SUMMIT AMD MCR 472-30
Legal Subdivision	EAGLE SUMMIT AMD
Legal Lot Number	119
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1013
Census Tract	614900

Owner

Source: Maricopa County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1018 E MONTOYA LN, PHOENIX, AZ 85024-4186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
May 26, 2020	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG
Aug 13, 2019	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG
Oct 26, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Mar 30, 2009 · Amount on Record
Deed Document Number	2018802269
Prior Transfer Date	Jan 18, 2013
Prior Transfer Doc	0000085210
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1018 E MONTOYA LN, PHOENIX, AZ 85024-4186
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 E MONTOYA LN, PHOENIX, AZ 85024-4186

Mortgage

Document Number	0000355052
Date	Apr 22, 2022
Instrument	20220355052

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.24%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.24%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1018 E MONTOYA LN, PHOENIX, AZ 85024-4186
Document Number	0000509886
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1018 E MONTOYA LN PHOENIX AZ 850244186, PHOENIX, AZ 85024-4186

Mortgage

Document Number	0000509886
Date	Jun 12, 2020
Instrument	509886

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1018 E MONTOYA LN, PHOENIX, AZ 85024-4186
Document Number	0000708633
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1018 E MONTOYA LN PHOENIX AZ 850244186, PHOENIX, AZ 85024-4186

Mortgage

Document Number	0000708633
Date	Sep 11, 2019
Instrument	708633

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 26, 2018
Property Address	1018 E MONTOYA LN, PHOENIX, AZ 85024-4186
Document Number	0000802269
Map Reference	MB 472 PG 30
Instrument Date	Oct 23, 2018
Instrument	20180802269
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATIONAL TITLE AGEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 E MONTOYA LN, 1018, PHOENIX, AZ 85024-4186

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1018 E MONTOYA LN, PHOENIX, AZ 85024-4186

Mortgage

Document Number	0000802270
Date	Oct 26, 2018
Instrument	20180802270

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Deer Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,580 (+69.46%)	$465,800 (-1.73%) Land $93,100 Building $372,700
2025	$2,390.00 (+2.8%)	$27,487 (-43.73%)	$474,000 (-2.97%) Land $94,800 Building $379,200
2024		$48,850	$488,500 Land $97,700 Building $390,800
2023	$2,325.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 72% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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