1018 Cambridge Ct, Lenoir, NC 28645 Property Records

Caldwell County property record for 1018 Cambridge Ct, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,874 sqft · built 1999
Lot Size	0.479 acres (20,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,500 (May 2019)
Tax Bill	$1,836 (2026)
Deeds & Mortgages	Aug 2022 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09213B 1 14`

Property Details

APN / Parcel Number

Primary APN	`09213B 1 14`
Alternative APN	`166164`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,874 sqft Heated Area
Gross Area	4,613 sqft
1st Floor Area	1,874 sqft
Basement Area	1,874 sqft
Finished Basement	1,874 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,886 sqft (0.479 acres)
Lot Dimensions	177 ft deep x 118 ft wide
Garage Type	Finished
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	166164
Street Address	1018 CAMBRIDGE CT
City	LENOIR
State	NC
Zip	28645-8215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1963 PG 1159 YR 2019 ST 499.00
Legal Subdivision	CAMBRIDGE COURT SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1006
Census Tract	30500

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1018 CAMBRIDGE CT, LENOIR, NC 28645-8215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 22, 2019	Warranty Deed, Transfer · VA Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Prior Sale	Aug 31, 2007 · Amount on Record
Deed Document Number	201910033072
Deed Book / Page	1963 / 1159
Prior Transfer Date	Nov 15, 2002
Prior Transfer Doc	1419000009
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1018 CAMBRIDGE CT, LENOIR, NC 28645-8215
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020641060
Date	Aug 18, 2022
Book Page	2064/1060
Instrument	10075778

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	May 22, 2019
Property Address	1018 CAMBRIDGE CT, LENOIR, NC 28645-8215
Document Number	0010033072
Book / Page	001963 / 001159
Instrument Date	May 13, 2019
Instrument	10033072
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1018 CAMBRIDGE CT LENOIR NC 286458215, LENOIR, NC 28645-8215

Mortgage

Document Number	10033073
Date	May 22, 2019
Book Page	001963/001162
Instrument	10033073

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,836.00 (-33.21%)	$433,500 (-) Land $22,900 Building $410,600
2025	$2,749.00 (+10.18%)	$433,500 (+71.89%) Land $22,900 Building $410,600	$433,500 (+71.89%) Land $22,900 Building $410,600
2023		$252,200 (-) Land $22,900 Building $229,300	$252,200 (-) Land $22,900 Building $229,300
2022	$2,495.00	$252,200 Land $22,900 Building $229,300	$252,200 Land $22,900 Building $229,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2013–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Skyline Telephone, T-Mobile.

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