1018 Adams Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 1018 Adams Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,560 sqft · built 1988
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (Dec 2014)
Tax Bill$5,622 (2024)
Flood ZoneZone AE (high risk)
APN00550830-000000

Property Details

APN / Parcel Number

Primary APN00550830-000000
Alternative APNs
  • 15613900550830000000
  • 1674303

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories3 Stories
Building Area2,560 sqft Living Area
1st Floor Area2,432 sqft
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
View / LotCanal
Garage TypeCovered
Garage Area1,128 sqft

Exterior Amenities

PorchFlorida Room
Porch Area1,410 sqft
Deck Area100 sqft
Patio Area100 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1674303
Street Address1018 ADAMS DR
CityKEY LARGO
StateFL
Zip33037-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 8 TWIN LAKES 1ST ADDN PB5-68 KEY LARGO OR427-784 OR808-1803 OR889-530 OR1120-1890 OR1154-1229 OR1226-1102CT OR1287-1851 OR1518-1056 OR2050-122 OR2679-2017/18 OR2679-2033/34 OR2717-293/94
Legal Range39E
Legal Township61S
Legal Section15
Legal SubdivisionTWIN LAKES 1ST ADD
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3000
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1018 ADAMS DR, KEY LARGO, FL 33037-2703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2014 · Amount on Record
Deed SaleDec 18, 2014 · Amount on Record
Prior SaleJun 3, 1998 · Amount on Record
Deed Document Number20142009497
Deed Book / Page2717 / 293
Prior Transfer DateMar 27, 2014
Prior Transfer Doc0026792033
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$687,927 (+5.99%)$1,400,182 (+19.17%) Land $858,000 Building $542,182
2024$5,622.00 (+3.82%)
2023$5,415.00 (+8.39%) Senior Citizen's exemption$649,068 (+5.42%)$1,174,966 (+35.23%) Land $750,750 Building $424,216
2022$4,996.00 Senior Citizen's exemption$615,672$868,892 Land $453,750 Building $415,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 281 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies299 units insured
incl. 18 condo units
Nearby Flood Claims163 (1992–2024)
Claims Outside the SFHA3 of 163
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 29 claims
  • Hurricane Wilma, Oct 2005 · 96 claims
  • Hurricane Georges, Sep 1998 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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