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10178D Monarch Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 10178D Monarch Rd, Roscoe, IL 61073 · Last verified August 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,376 sqft · built 2006
Lot Size16.6 acres (723,532 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Apr 2026)
Tax Bill$3,130 (2025)
Deeds & MortgagesApr 2026 Sale
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-06-280-072

Property Details

APN / Parcel Number

Primary APN08-06-280-072
Alternative APN
  • 806280072

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Units4 Units
Building Area1,376 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Lot Area723,532 sqft
Garage Area462 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address10178D MONARCH RD
CityROSCOE
StateIL
Zip61073-5668
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionCLEARWING CONDOS II PT NW1/4 SEC 5 & PT NE1/4 SEC 6-45-2 UNIT 126D
Legal SubdivisionCLEARWING CONDOS II
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3031
Census Tract3801

Owner

Source: Winnebago County records · APN 08-06-280-072

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10178 MONARCH RD, ROSCOE, IL 61073-5692
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
May 16, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 28, 2026 · Amount on Record
Deed SaleApr 28, 2026 · Amount on Record
Prior SaleMay 16, 2023 · Amount on Record
Deed Document Number202610285
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateApr 28, 2026
Property Address10178D MONARCH RD, ROSCOE, IL 61073-5668
Document Number0000010285
Instrument DateApr 17, 2026
Instrument2026.10285
Transaction TypeTransfer
Record UpdatedMay 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$25,755.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10178 MONARCH RD, ROSCOE, IL 61073-5692

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateMay 16, 2023
Property Address10178D MONARCH RD # 126D, 126D, ROSCOE, IL 61073-5668
Document Number0000010470
Map ReferenceDOC0654776
Instrument DateMay 01, 2023
Instrument2310470
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyMAGNUS TITLE AGENCY, MTA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10478 MONARCH RD # 4, 4, ROSCOE, IL 61073-8801

Mortgage

Document Number0000010471
DateMay 16, 2023
Instrument2310471
Lender
NameFIRST NATIONAL BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
MunicipalityRoscoe Village
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictRockton School District 140 (PK - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,130.00 (+2.79%)$40,688 (+9.49%) Land $4,444 Building $36,244$122,064 (+9.49%) Land $13,332 Building $108,732
2024$3,045.00$37,162 (+32.64%) Land $4,059 Building $33,103$111,486 (+32.64%) Land $12,177 Building $99,309
2022Homeowner's exemption$28,018 Land $3,330 Building $24,688$84,054 Land $9,990 Building $74,064

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010038013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Claims76 (1978–2019)
Claims Outside the SFHA4 of 76
Most Recent ClaimOct 2019, river or lake flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 2010 · 21 claims

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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