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10178 Rd M, Ottawa, OH 45875 Property Records

Putnam County property record for 10178 Rd M, Ottawa, OH 45875 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,352 sqft · built 1974
Lot Size1.06 acres (46,304 sqft)
OwnerIndividual Name on File
Tax Bill$1,757 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN30-061190.0000

Property Details

APN / Parcel Number

Primary APN30-061190.0000

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area1,352 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeWood
Roof TypeHip
Roof MaterialShingle
Lot Area46,304 sqft (1.06 acres)
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerConnected
Water SourcePrivate

Location & Zoning

Street Address10178 ROAD M
CityOTTAWA
StateOH
Zip45875-8517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1N 7E 33 SMDPT SE SE
Legal Range7E
Legal Township1N
Legal Section33
Legal SubdivisionRICHARD MILLER ETUX THIRD PLATTING
JurisdictionPUTNAM OH
Township / Civil DivisionOTTAWA
Census Block Group2
Census Block2053
Census Tract30302

Owner

Source: Putnam County records · APN 30-061190.0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10178 ROAD M, OTTAWA, OH 45875-8517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM OH
Recording DateMay 22, 2026
Property Address10178 ROAD M, OTTAWA, OH 45875-8517
Document Number0000002196
Book / Page787 / 1094
Instrument DateMay 20, 2026
Instrument20262196
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10178 ROAD M, OTTAWA, OH 45875-8517

Mortgage

Document Number0000002196,
DateMay 22, 2026
Book Page787/1094
Instrument20262196
Lender
NameUNION BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 30, 2036
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyPutnam County
County SubdivisionOttawa Township
Unified School DistrictOttawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,757.00 (+2.09%) Homeowner's exemption$53,550 (+20.69%) Land $6,300 Building $47,250$153,000 (-) Land $18,000 Building $135,000
2023$1,721.00 (+6.04%) Homeowner's exemption Additional exemption filed$44,370 (-) Land $4,970 Building $39,400$153,000 (+20.69%) Land $18,000 Building $135,000
2022$1,623.00$44,370 Land $4,970 Building $39,400
2020$126,770 Land $14,200 Building $112,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391370303022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims4 (2007–2013)
Most Recent ClaimDec 2013, river or lake flooding
Claims By Storm
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
Defiance HoldingsFixed Wireless500 / 100
Benton Ridge Telephone CompanyFixed Wireless400 / 40
VerizonFixed Wireless300 / 20
HDER LinkFixed Wireless (unlicensed)100 / 100

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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