10178 Phillips Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10178 Phillips Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,997 sqft · built 1992
Lot Size	0.208 acres (9,081 sqft)
Owner	Individual Name on Record
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-7-35-09-0-00036-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-7-35-09-0-00036-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,997 sqft Adjusted Area
1st Floor Area	1,502 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,081 sqft (0.208 acres)
Lot Dimensions	109 ft deep x 76 ft wide

Location & Zoning

Street Address	10178 PHILLIPS DR
City	OLIVE BRANCH
State	MS
Zip	38654-5108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PHILLIPS PLACE S-D SEC C LOT 36
Legal Range	006
Legal Township	01S
Legal Section	35
Legal Subdivision	PHILLIPS PLACE S-D
Legal Lot Number	36
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1000
Census Tract	70822

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10178 PHILLIPS DR, OLIVE BRANCH, MS 38654-5108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Oct 5, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Sep 17, 2020	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 9, 2020
Transfer Doc	000932/497
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10178 PHILLIPS DR, OLIVE BRANCH, MS 38654-5108
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10178 PHILLIPS DR, OLIVE BRANCH, MS 38654-5108

Mortgage

Document Number	5662/97641
Date	Sep 25, 2025
Book Page	5662/97641

Lender

Name	CADENCE BANK NA
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10178 PHILLIPS DR, OLIVE BRANCH, MS 38654-5108
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10178 PHILLIPS DR, MINERAL WELLS, MS 38654-5108

Mortgage

Document Number	005058/203
Date	Oct 5, 2020
Book Page	5058/203

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Sep 26, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Sep 17, 2020
Property Address	10178 PHILLIPS DR, OLIVE BRANCH, MS 38654-5108
Document Number	000932/497
Book / Page	932 / 497
Map Reference	MB 36 PG 10
Instrument Date	Sep 9, 2020
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10178 PHILLIPS DR, OLIVE BRANCH, MS 38654-5108

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00 (+19.68%)	$15,361 (+36.55%) Land $2,000 Building $13,361	$153,606 (+36.56%) Land $20,000 Building $133,606
2023	$1,235.00	$11,249	$112,485 Land $20,000 Building $92,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

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