10178 Hamlet Ct, Union, KY 41091 Property Records

Boone County property record for 10178 Hamlet Ct, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,416 sqft · built 2008
Owner	Individual Name on File
Last Sale	$253,000 (Apr 2017)
Tax Bill	$3,312 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063.00-25-021.00`

Property Details

APN / Parcel Number

Primary APN	`063.00-25-021.00`
Alternative APN	`41462`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,416 sqft Finished Area

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Garage Type	Attached
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	10178 HAMLET CT
City	UNION
State	KY
Zip	41091-7181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 SEC 2 STRATFORD
Legal Subdivision	STRATFORD
Legal Lot Number	21
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3015
Census Tract	70309

Owner

10178 Hamlet Ct is owned and occupied by an individual who bought it in April 2017.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	10178 HAMLET CT, UNION, KY 41091-7181
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Apr 24, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Apr 24, 2017	Warranty Deed, Transfer METRO TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2017 · Amount on File
Deed Sale	Apr 24, 2017 · Amount on File
Prior Sale	Apr 24, 2017 · Amount on File
Deed Document Number	725279
Deed Book / Page	D1088 / 207
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	10178 HAMLET CT, UNION, KY 41091-7181
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4468/287
Date	Jun 1, 2021
Book Page	M4468/287
Instrument	837130

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Apr 24, 2017
Property Address	10178 HAMLET CT, UNION, KY 41091-7181
Document Number	D1088/211
Book / Page	D1088 / 211
Map Reference	CAB 5 SL 214
Instrument Date	Apr 21, 2017
Instrument	725200
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	AGILITY CLOSING & TITLE SERV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 APPLE RIDGE RD, 40, DANBURY, CT 06810-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10178 HAMLET CT, UNION, KY 41091-7181

Mortgage

Document Number	725281
Date	Apr 24, 2017
Instrument	725281

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Apr 24, 2017
Property Address	10178 HAMLET CT, UNION, KY 41091-7181
Document Number	D1088/207
Book / Page	D1088 / 207
Map Reference	CAB 5 SL 214
Instrument Date	Mar 31, 2017
Instrument	725279
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	METRO TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10178 HAMLET CT, 10178, UNION, KY 41091-7181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 APPLE RIDGE RD, DANBURY, CT 06810-7301
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 10178 Hamlet Ct was $3,312.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,312.00	$289,700 Land $42,000 Building $247,700
2024			$289,700 (+14.51%) Land $42,000 Building $247,700
2023	$2,954.00 (+4.01%)	$253,000 (-) Land $38,500 Building $214,500	$253,000 (-) Land $38,500 Building $214,500
2022	$2,840.00	$253,000 Land $38,500 Building $214,500	$253,000 Land $38,500 Building $214,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10178 Hamlet Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10178 Hamlet Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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