10178 E 39th Way, Yuma, AZ 85365 Property Records

Yuma County property record for 10178 E 39th Way, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,483 sqft · built 2020
Lot Size	0.212 acres (9,217 sqft)
Owner	Individual Name on Record
Last Sale	$223,953 (Dec 2020)
Tax Bill	$1,699 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`700-57-737`

Property Details

APN / Parcel Number

Primary APN	`700-57-737`
Alternative APN	`R0098554`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,483 sqft Living Area
Gross Area	2,161 sqft
1st Floor Area	1,483 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,217 sqft (0.212 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0098554
Street Address	10178 E 39TH WAY
City	YUMA
State	AZ
Zip	85365-5436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RVS
Legal Description	SUBDIVISION: YUMA EAST ESTATES NO 9E - 9I LOT: 737 SECTION: 7 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	YUMA EAST ESTATES NO 9E - 9I
Legal Lot Number	737
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1043
Census Tract	11108

Owner

Source: Yuma County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10178 E 39TH WAY, YUMA, AZ 85365-5436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit ZB NA
Dec 9, 2020	Special Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Deed Document Number	202037735
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10178 E 39TH WAY, YUMA, AZ 85365-5436
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10178 E 39TH WAY, YUMA, AZ 85365-5436

Mortgage

Document Number	0000000016
Date	Jan 2, 2024
Instrument	2024-00016

Lender

Name	ZB NA
Type	Bank
Address	YUMA, AZ 85365

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Dec 9, 2020
Property Address	10178 E 39TH WAY, YUMA, AZ 85365-5436
Document Number	0000037735
Map Reference	MB 29 PG 39&40
Instrument Date	Dec 8, 2020
Instrument	2020-37735
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	STEWART TTL & TR OF PHOENIX

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1540 S 2ND AVE, 1540, YUMA, AZ 85364-4728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10178 E 39TH WAY, YUMA, AZ 85365-5436

Mortgage

Document Number	0000037736
Date	Dec 9, 2020
Instrument	2020-37736

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,616 (+15.77%) Land $4,681 Building $16,935	$295,528 (+19.18%) Land $64,000 Building $231,528
2025	$1,699.00 (-12.29%)
2023	$1,937.00	$18,672 Land $4,480 Building $14,192	$247,973 Land $59,500 Building $188,473

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Allo Communications, Verizon.

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