10177 Gasparilla Rd, Placida, FL 33946 Property Records

Charlotte County property record for 10177 Gasparilla Rd, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,982 sqft · built 2009
Lot Size	0.189 acres (8,249 sqft)
Owner	Individual Name on Record
Last Sale	$246,000 (Feb 2021)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`41-21-29-157-023`

Property Details

APN / Parcel Number

Primary APN	`41-21-29-157-023`
Alternative APNs	`0096874-040490-4` `10004683716`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,982 sqft Living Area
Gross Area	3,025 sqft
Flooring	Covered

Exterior

Year Built	Built 2009
Architectural Style	Other
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,249 sqft (0.189 acres)
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	563 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004683716
Old Parcel Number	00968740404904
Street Address	10177 GASPARILLA RD
City	PLACIDA
State	FL
Zip	33946-5111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	RSD 001 0006 0009 ROTONDA SANDS UN1 BLK 6 LT 9 1356/1991 2759/2023 2795/786 CD2859/763 3598/1717 4714/1838
Legal Range	21E
Legal Township	41S
Legal Section	29
Legal Subdivision	ROTONDA SANDS
Legal Block	6
Legal Lot Number	9
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1001
Census Tract	30504

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10177 GASPARILLA RD, PLACIDA, FL 33946-5111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Sep 22, 2011 · Amount on Record
Deed Document Number	2908236
Deed Book / Page	4714 / 1838
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 25, 2021
Property Address	10177 GASPARILLA RD, PLACIDA, FL 33946-5111
Document Number	0047141838
Book / Page	4714 / 1838
Map Reference	MB 11 PG 4
Instrument Date	Jan 19, 2021
Instrument	2908236
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	COASTAL SECURITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,722.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4228 GREENHILL CT, 4228, BATAVIA, OH 45103-2815

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10177 GASPARILLA RD, PLACIDA, FL 33946-5111

Mortgage

Document Number	0047141840
Date	Feb 25, 2021
Instrument	4714/1840

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,479.00 (+421.59%) Homeowner's exemption	$287,556 (+1,389.77%)	$324,044 (+4.86%) Land $19,000 Building $305,044
2023	$667.00 (-85.93%) Homeowner's exemption	$19,302 (-93.88%)	$309,029 (-3.68%) Land $20,000 Building $289,029
2022	$4,741.00 Homeowner's exemption	$315,213	$320,852 Land $14,875 Building $305,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 476 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	625 units insured incl. 149 condo units
Nearby Flood Claims	62 (2022–2024)
Claims Outside the SFHA	4 of 62
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 19 claims Hurricane Ian, Sep 2022 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Blue Stream Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20