Vilas County property record for 10175 Lower Rd, Arbor Vitae, WI 54568 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 30,054 sqft (0.689 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2008) |
| Tax Bill | $2,505.00 (2025) |
| Primary APN | 2-2624-05 |
|---|---|
| Alternative APN |
|
| Lot Area | 30,054 sqft (0.689 acres) |
|---|
| Street Address | 10175 LOWER RD |
|---|---|
| City | WOODRUFF |
| State | WI |
| Zip | 54568-9716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRT GOVT LOT 3 AFF 499206 |
| Legal Range | 07E |
| Legal Township | 40N |
| Legal Section | 28 |
| Legal Lot Number | 3 |
| Jurisdiction | VILAS WI |
| Minor Civil Division | ARBOR VITAE |
| Census Blockgroup | 4 |
| Census Block | 4026 |
| Census Tract | 950700 |
Source: Vilas County records · APN 2-2624-05
Assessment roll updated February 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10175 LOWER RD, WOODRUFF, WI 54568-9716 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 05, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) COVANTAGE CU |
| Oct 06, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2008 · Amount on Record |
| Deed Sale | May 20, 2008 · Amount on Record |
| Deed Doc Number | 2008466441 |
| Deed Book / Page | 1565 / 132 |
| Prior Transfer Date | May 13, 2008 |
| Prior Transfer Doc | 01565/0132 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 10175 LOWER RD, ARBOR VITAE, WI 54568-9716 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NORTHERN TITLE |
| Name | Verified Name |
|---|
| Document Number | 563973 |
|---|---|
| Date | Aug 05, 2019 |
| Instrument | 563973 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 10175 LOWER RD, ARBOR VITAE, WI 54568-9716 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 549274 |
|---|---|
| Date | Oct 06, 2017 |
| Instrument | 549274 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Vilas County records · Assessment roll updated February 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vilas County |
| County Subdivision | Arbor Vitae Town |
| Secondary School District | Lakeland Union High School District (09 - 12) |
| Elementary School District | Woodruff Joint No. 1 School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,505.00 (-1.18%) Homeowner's exemption | $237,900 (-) Land $111,600 Building $126,300 | |
| 2023 | $2,535.00 Homeowner's exemption | $237,900 Land $111,600 Building $126,300 | |
| 2022 | $298,200 |
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