10175 Decker Ct, Waldorf, MD 20603 Property Records

Charles County property record for 10175 Decker Ct, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,846 sqft · built 2000
Lot Size	0.251 acres (10,946 sqft)
Owner	2 Owner Names on File
Last Sale	$229,950 (Feb 2001)
Tax Bill	$5,944 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-270816`

Property Details

APN / Parcel Number

Primary APN	`06-270816`
Alternative APNs	`6270816` `270816`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,846 sqft Total Area
1st Floor Area	1,448 sqft
Basement Area	1,161 sqft
Finished Basement	1,161 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,946 sqft (0.251 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	270816
Old Parcel Number	6270816
Street Address	10175 DECKER CT
City	WALDORF
State	MD
Zip	20603-3779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	L-44 BLK-A S-1A PLT5 CHARLES CROSSING SUB
Legal Subdivision	CHARLES CROSSING SUB
Legal Block	A
Legal Lot Number	44
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1003
Census Tract	850710

Owner

Source: Charles County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	10175 DECKER CT, WALDORF, MD 20603-3779
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Jun 18, 2019	Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 6, 2001 · Amount on Record
Deed Sale	Feb 6, 2001 · Amount on Record
Prior Sale	Jul 31, 2000 · Amount on Record
Deed Document Number	023001
Deed Book / Page	3126 / 162
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	10175 DECKER CT, WALDORF, MD 20603-3779
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0116200255
Date	Feb 17, 2021
Book Page	11620/255

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	ENOSBURG FALLS, VT 05450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	10175 DECKER CT, WALDORF, MD 20603-3779
Document Number	0106880053
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10175 DECKER CT WALDORF MD 206033779, WALDORF, MD 20603-3779

Mortgage

Document Number	0106880053
Date	Jun 26, 2019
Book Page	010688/000053

Lender

Name	FELLOWSHIP HM LOANS
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,944.00 Homeowner's exemption	$432,133	$462,300 Land $125,300 Building $337,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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